Q&As:
– When you don’t need insurance
– How stay-at-home mum can keep contributing to KiwiSaver
– Government is not that mean with KiwiSaver!
– Steven Joyce doesn’t change my mind on CGT
– Frequent home trader should be paying tax
– Make a will even if no recognized next of kin
– Student loans versus NZ Super
Q&As:
– Pay your fair share, tax dodgers!
– Money in shares can disappear
– No ripoff at the start of NZ’s decimal currency
– Rules of thumb on spending in retirement …
– … What about the big expenses?
– Did anyone find treasure?
Plus:
– Please keep your letters short
Q&As:
– Family fights over grandkids’ legacies
– Help for people struggling with debt
– KiwiSaver or mortgage or both?
– KiwiSaver provider gives wrong info
– Small businesses often charged more for card transactions…
– … and Sharesies making changes on this
Q&As:
– A reader’s disappointing run with managed funds
– When it can be bad news to own shares in company you work for …
– … or to buy the building that houses your business
– Confusing numbers on KiwiSaver fund performance
– A reader’s story: gaining confidence to buy shares
Q&As:
– Covid-hit couple struggle to get a loan …
– … while another family finds solutions
– Short-term share performance is irrelevant
– Get used to volatility or move out and stay out
– 45 financial rules
Q&As:
– Couple should be able to have both a house and another baby — if they watch their spending
– House price data allows for huge price jumps from developer purchases
– Should couple pay more for house to be in best school zone?
– Son defends private schooling from Mum’s comments about drawbacks
– How KiwiSaver cash fund might work for person over 65
– Encouragement for woman in 50s who wants to quit her job
Economic wellness. Also National’s KiwiSaver idea.
– What ‘economic wellness’ means
– How can we achieve it
– Will our health improve if we achieve economic stability?
– Is it easier to be well if you have money?
Plus: Is National’s plan to let people withdraw $20,000 from KiwiSaver to start a business a good idea?
Q&As: A reader challenges my 2008 advice on term deposits; Another wants to buy — not sell — UK shares right now; Family should consider inner Auckland townhouse; My motive is uncovered!; Some lucky reading at McDonalds; Corrections.
Why it’s not easy to get rich quick. How you might get rich quick without putting in heaps of time and taking high risk: Not via scams (discussed last year); The other ideas need luck; What would happen if someone found a low-risk easy way to get rich quick?; 3 ways you could try to get rich quick — 1. High-risk shares, 2. Start a new business, 3. Highly geared investments; What do they all involve?
Q&As: How would Labour’s proposed variable KiwiSaver contributions rate work?; Labour’s capital gains tax and… shares; …public submissions before the tax is enacted; …how inheritances would be treated; …family homes and baches in a trust; …using part of the home for business; …its effect on house prices; …its effect on rents.