NZ Herald 11 July 2015
Q&As: Has reader discovered the secret to beating the share market?; Could a bank failure lead to cuts in KiwiSaver funds?…; …And Bonus Bonds?; A reader is happy with their adviser; But another reader dumped the same adviser.
Q&As: Has reader discovered the secret to beating the share market?; Could a bank failure lead to cuts in KiwiSaver funds?…; …And Bonus Bonds?; A reader is happy with their adviser; But another reader dumped the same adviser.
Q&As: Women’s gifting circles look to be illegal, and…; …they could lead to ‘an abundance of hate’; Shortish-term money shouldn’t be in shares, despite adviser; An advantage of regularly investing the same amount, whatever the market does; One provider charges less for non-KiwiSaver funds.
Q&As: Government seeks your views on financial advisers; You want an Auckland house? Go ahead and buy one; Similarly, buy the bach now; Where to save extra, over and above KiwiSaver…; And watch out for fee differences.
Q&As: Are “women’s gifting circles” legit?; Is bank financial adviser giving “best” advice?; KiwiSaver tax credits don’t cross the Tasman; Tips on getting more from a revolving credit mortgage.
Q&As: Reader uneasy about crowdfunding company’s marketing; Plans to time the share market with KiwiSaver are worrying; Are the politicians complaining?
Q&As: Some ideas better than others for those worried about bank deposits; Reader scares friends unnecessarily; How to even out loans to siblings in a will; “Only thing my girls are getting is an education”.
Q&As: Kicked out of KiwiSaver for joining when too old; Is now the time to get out of Auckland property and into shares? Who knows?; Aspiring home buyer’s plan highly risky.
Q&As: The pros and cons of investing in several rental properties; An employer can contribute any amount above 3% of pay into a KiwiSaver account; Who owns the shares when you invest through a nominee, and does it matter?; Was I wrong last week about tax deductibility in a family loan?
Q&As: Early Brierley investment brings back memories of 1987; Reader and I disagree on share market performance — and who reads this column!; Family loan suggestion 1: put it in borrower’s will; Family loan suggestion 2: put it in lender’s will; Family loan suggestion 3: borrower should try elsewhere first; Why KiwiSaver Fund Finder idea wouldn’t work.
Q&As: Comparing KiwiSaver and similar non-KiwiSaver funds from the same provider; A reader offers some tough rules for family gifts or loans to students; Keep others in the know about family loans; Misunderstandings about children and KiwiSaver.