Q&As: How would Labour’s proposed variable KiwiSaver contributions rate work?; Labour’s capital gains tax and… shares; …public submissions before the tax is enacted; …how inheritances would be treated; …family homes and baches in a trust; …using part of the home for business; …its effect on house prices; …its effect on rents.
Q&As: Lessons for investor after double whammy hits index fund; Is now a good time to get into an index fund?; Details of Labour’s capital gains tax yet to come; A tax idea that probably wouldn’t work; How did retired widow get such a big KiwiSaver balance?
Q&As: Should landlord sell shares to reduce the mortgage on his rental?; Is tenants’ claim for borer treatment fair?; Further thoughts for single mum wondering whether to renovate or sell; What’s a tiny shareholding, and why is it a problem?
Q&As: Ask your bank for a higher term deposit rate; How reader got around Genesis Energy share scaling; Genesis share profits likely to be taxed; Donate tiny share parcels to charity; 2 Q&As on advice for woman wondering whether to renovate or sell.
Q&As: Do the banks tend to raise term deposit rates as much as mortgage rates?; Some worries about compulsory KiwiSaver; Did ‘Mum and Dad’ investors get a raw deal on Genesis Energy shares?; An alternative to painting the house — for last week’s correspondent.
Q&As: Single mum can’t decide whether to renovate or sell; How come some seemed to get more Genesis Energy shares?; No I won’t give info on gold savings plan; What might be behind gold plan?; How many employers stop KiwiSaver contributions at 65?; Is employer playing fair with KiwiSaver contributions?; Complications for some self-employed in KiwiSaver.
Q&As: The time it takes to get money out of fund is ‘outrageous’; Can NZ advisers and fund managers do better than the market as a whole?; How and when to bring money back from Australia; How a landlord can analyse whether a property is a good investment.
Q&As: Think before investing in a rental with a relative, especially in your 60s; A challenge to the banks about term deposit comparisons; Is share brokerage deductible? Be careful what you wish for!; Couple do really well in KiwiSaver, although it’s partly good luck.
Q&As: Time for over-savers to spend on fun experiences — but still save some; 65+ man’s KiwiSaver plans overly optimistic; All guardians must sign before children join KiwiSaver — which seems unfair; How to judge a KiwiSaver fund’s volatility using fund finder.
Q&As: Should people be forced to put some of their KiwiSaver money into an annuity?; Highly leveraged property investing is risky; An investor in both puts some perspective on shares versus property; Meaningful Christmas gifts.