Q&As: Alternative for daughter trying to escape bad debt — pay up; Is emphasis on total shareholder return justified?; Inflation calculator shows what prices have risen, and what haven’t; Is this reader ready to retire?; Struggling retiree questions wealthier reader’s concerns.
Listeners’ questions on investing in shares and your own home. Includes: Should listener get into investing directly in shares?; Would that involve filling out a tax return?; Getting your head around house price gains.
Should you try to pick shares?: Market has done well lately. Lessons from student stock picking game: Most people are not good at picking; Buy several shares to reduce losses; Shares are for the long term only; Best way to invest in shares.
Q&As: Don’t follow the crowd into property investment; Apply for NZ Super early; 2 readers object to last week’s correspondent’s attitude to mother of 10; An honest assessment of life afloat; One reader sees living on a boat as a retreat; Another points out the fun side; A landlord’s kindness made all the difference.
Why it’s not easy to get rich quick. How you might get rich quick without putting in heaps of time and taking high risk: Not via scams (discussed last year); The other ideas need luck; What would happen if someone found a low-risk easy way to get rich quick?; 3 ways you could try to get rich quick — 1. High-risk shares, 2. Start a new business, 3. Highly geared investments; What do they all involve?
Q&As: Forget Lotto and enter competitions; Are Bonus Bonds a good substitute for health insurance?; Shares not the answer for student’s savings; Reader dislikes my comments about young landlord; Request for pros and cons of living on a boat.
Listeners’ questions on setting financial priorities: Quick summary of last week’s segment; Listener’s comment on repaying your mortgage; Listener questions on KiwiSaver; Listener questions on non-KiwiSaver funds.
Q&As: Why it’s better to sell a home before buying another one; Reader alarmed by what I said about interest on bonds; Do high dividends go with high risk?; Another KiwiSaver provider offers regular withdrawals in retirement.
Q&As: Investing for dividend income okay for some, but has its risks; Info outdated on ANZ’s KiwiSaver cash fund holdings; BNZ cash fund returns not so bad, but that’s not the main point; Reader challenges Kiwibank’s KiwiSaver investing; Interest paid on KiwiSaver money-in-waiting.
Q&As: Is greed behind Auckland house price rises?; Apartment or unit? Go with what you prefer; Rental property not a good way to invest her inheritance; Individual shares or a share fund?