NZ Herald 21 May 2016
Q&As: Rates postponement a good option for couple; Fraud investigator writes about scams…; …And so does a victim; Vanguard not the only US index fund option.
Q&As: Rates postponement a good option for couple; Fraud investigator writes about scams…; …And so does a victim; Vanguard not the only US index fund option.
KiwiSaver performance, and timing markets: When should we take note of KiwiSaver performance?; What’s happened since KiwiSaver started; Why shares always do best over long periods; Why timing markets doesn’t work; What to do about that.
Q&As: Steer clear of Hong Kong share pitch; Hedging applies to most KiwiSaver investors; A way to hedge an index fund investment.
More on spreading your money around: How to diversify each type of asset; Chances of your account balance falling; Diversifying… around the world; …With mortgages; …Over time.
Q&As: Thai retirement not so cheap; Buffett not unbalanced; 3 Q&As on investing in international index funds.
Two key points about investing: 1. What should you invest in? — How to work out the right assets for you; Taking the easy way out. 2. Why diversify — and how? — Lots of shares, bonds, properties; Spreading over different types of assets.
Q&As: The richest ones don’t look rich; Why index share fund fees are higher in NZ; Another way to invest in Smartshares; Why NZ investors are hit particularly hard by inflation.
Different types of investments: The main ones — cash, bonds, property and shares; More about bonds; How to tell how risky a bond is; What about forestry, collectibles etc?; What is a managed fund?
Q&As: Smartshares are a good way to get into share investing…; …And they beat mortgage repayment for one reader; Who worries more, rich or poor retirees?; Retirement Commissioner seeks your thoughts.
Q&As: Employees not limited to 3,4 or 8% KiwiSaver contributions; Should young couple get into rental property?; An investment option for Muslims; 2 ways to get into share investing; Many prices have fallen over the years.