Q&As: In retirement planning, first work out how long you’re likely to live; Did angry reader actually read my last column?; Another columnist and I battle it out over active v passive funds; Sometimes leasehold property works out well.
Eating your house: Ways to make use of the value of your house in retirement — Comfort for struggling younger savers?; Sell and buy smaller, but…; Various ways to share your home with others; Getting a break on rates; Reverse mortgages a.k.a. home equity release — a good idea?; FOLLOW-UP from last week to listener’s question on how to buy shares.
Q&As: Thai retirement not so cheap; Buffett not unbalanced; 3 Q&As on investing in international index funds.
Q&As: Smartshares are a good way to get into share investing…; …And they beat mortgage repayment for one reader; Who worries more, rich or poor retirees?; Retirement Commissioner seeks your thoughts.
Q&As: New index will tell more about how 65-pluses spend; Was I dismissive to a reader last week?; Is diversification the main point in a high-yield share portfolio?; Original high-yield correspondent explains his strategy; Sharebroker info useful but don’t get into frequent trading.
Q&As: Reader suggests an economist could explain unfair tax on term deposits and property investment; …And the economist does so; Shares work well for retiree; 3 ways another retiree could cut expenses; How to reduce the cost of a funeral; Debt-dodging daughter should attend a course.
Q&As: 80-year-old is still spending up large; What happens when bank KiwiSaver providers invest heavily in their own products?; The complexities of buying an apartment; Another KiwiSaver provider offers regular withdrawals in retirement; Auckland housing market not a Ponzi scheme, but how about the Greater Fool theory?
Q&As: How a woman who can’t stop herself from spending could tie up an inheritance; Extra house savings may be better outside KiwiSaver; Saving in or out of KiwiSaver, and 55-year-old can still aim at home ownership; More information about life expectancy; Is ageism rearing its ugly head amongst pensioners?
Q&As: KiwiSaver accounts very unlikely to go to zero, but nor are they guaranteed; What happens to KiwiSaver money when the person dies?; NZ Super is indeed paid from current taxes; Have retired people paid towards their NZ Super?; Reader challenges my comments about some people paying for their rest home care; Some retirees need “permission” to enjoy spending their money.
Q&As: Retired couple paying for rest home now wish they had spent more earlier; Are NZ Super recipients beneficiaries?; Reader thinks it’s bad to eat into capital in retirement; How couple might set up a first home account.