Q&As:
– Million-dollar mortgage is quite enough
– Weighing up investing versus extra mortgage payments
– Mortgage adviser can tell reader if she can make home ownership work
– KiwiSaver performance fees come with worries
– Experienced landlord gives us the numbers
Q&As:
– With mortgage gone, should couple take on a rental property?
– Reader’s plan to get tax deduction might work — but might not
– NZ Super “beneficiaries” not penalised by earning high incomes
– Working for Families could help in last week’s example
– Reader wants her cat charity on the list
Plus:
– Happy holidays!
Q&As:
– Should investor wait for world situation to change before investing in shares?
– A reader challenges my 10-year rule for share investments
– Why hasn’t ANZ paid Bonus Bonds investors yet?
– Should retired person move savings into KiwiSaver?
– Not all landlords are driven to maximise the rent they receive
Q&As:
– What is the difference between investing and gambling?
– Do over-65s pay their way in terms of tax and NZ Super?
– Reader has a perfect job for someone over 70
– 2 Q&As about selling rentals in retirement and what to do with the money…
– … And a retired reader who has no intention of selling his rentals
Q&As:
– Why rentals may not work well in retirement — use KiwiSaver instead
– KiwiSaver fees are falling, but some are still high
– Reader tells of another dynamic “little old lady”
– It’s not easy for everyone to work into their 70s
– Family issues may affect older worker decision
– Last week’s boomer lacked understanding, reader says
Q&As:
– Grandparents’ best gift for a baby
– Single Mum should put house ahead of son’s private schooling
– Should last week’s Mum buy a cheaper house now?
– Yes, tenants can put up pictures, but they need to fix the walls afterwards
– A little of the high-risk stuff, but only a little!
Q&As:
– Where to park money for a year or two
– Why it’s hard for couple to become “wholesale investors”
– Ideas for last week’s beneficiary…
– … and a story that might encourage her
– Landlords can’t ban pictures on the wall
– Suggestion for Timaru-bound couple: Keep Auckland house and rent it out
Q&As:
– Suggestions on how a reader can “make her life better”
– When a term deposit paid 25 per cent!
– 2 Q&As on how to find a possible lost overseas bank account
– Could last week’s house seller’s gains be taxed in New Zealand?..
– … and overseas?
Q&As:
– How to cope with housing market that could rise or fall
– KiwiSaver during maternity leave — and for non-employees
– 2 Q&As about splitting mortgages into three different terms
– Sorry but your NZ Steel shares are worthless
– Seeking possible overseas bank account
Q&As:
– Timing the share market or sleepless nights? There’s another option
– Disappointed new KiwiSaver member should stick with it
– Don’t chase KiwiSaver returns from one provider to another
– No luck with KiwiSaver first home help for renter-landlords