Q&As:
– Wife needs to be convinced she can enjoy retirement
– Beneficiary — an extraordinary saver — can take part in KiwiSaver
– NZ-based funds not subject to international tax issues
– 2 Q&As on how supervisors and custodians look after KiwiSaver and other fund investors
Q&As:
– Sell your home and rent in retirement, to free up money?
– Is it good for both partners to be with same bank’s KiwiSaver?
– Proof on why not to judge KiwiSaver by returns
– More on why index funds won’t mess up share market
– Reader sends his thanks
Plus:
– Bye and thanks — and be terrific in traffic
Q&As:
– Clever ways to make Christmas less expensive and more fun
– Who’s creaming it, the lawyers or the banks?
– Bonus Bonds give reader nothing over 48 years
– An argument against online donations
– Give now rather than in your will, reader says
– Reader reckons he deserves his pension, after paying for others
Plus:
– List of charities offering meaningful Christmas gift programmes
Q&As:
– Family tree doesn’t explain why women are worse off in retirement
– Should we give more NZ Super to those in need?
– Reader seeks ideas on giving to charity
– Offset mortgage one way parents can help children buy a home — but not a tax break
– Look beyond bank adviser
– Investors in KiwiSaver and other funds pay slightly less tax
WOMEN AND MONEY
Q&As:
– A new kitchen might be best use of $15,000 no longer needed
– What can 66-year-old do to improve her situation? Maybe work longer
– How to find a suitable managed fund
– When lending to family, have a way to get your money out
Q&As:
– Reverse mortgages risky in early retirement
– Last week’s correspondent probably meant rental losses are now ring-fenced
– Tax system lacks integrity, here and in the UK
– Did I muddle money and percentages last week?
– Another idea for couple moving to Coromandel but wanting an Auckland option
Q&As: Difficult for beneficiary to gain from inheritance; Is there anything in KiwiSaver for retirees? …; … Reader replies to that, but worries me; Does KiwiSaver beat other funds in retirement?; 2 readers have fun with last week’s tiny tax refund letter.
Q&As: Italy is bad for bureaucracy, but how about Kiwi girl getting 4¢ tax refund?; Do retirement investment “rules” change if you have big savings?; No we don’t want to reduce picture with column!; Company that performed badly last century doing well now.
Q&As: Should couple in their 40s splash out on an Italian holiday home?; How to invest savings 5 years before retirement; 3 rules of thumb on how much to spend in retirement …; … And how they apply to one couple.
Q&As: Mum’s single-share investment a huge disappointment; How to organize savings in retirement …; … and how not to; Knicker drawer a great spot for share investment.