Q&As:
– Do fund managers “do nothing but take fees”?
– A good alternative to KiwiSaver hardship withdrawals
– Switching to a cheaper rental property has its pluses
– Control inflation by raising KiwiSaver contributions?
Repaying debt — student loans, mortgages and high-interest loans — what to do when
– Watch spending over Christmas and holidays
– What is wealth — and why it’s like a tank of water?
– Water into tank (savings) versus water out (interest on debt)
– Applied to high-interest debt, mortgages and student loans
Plus:
– Follow-up to last time. Simplicity improves its rating
Q&As:
– Get rid of the rental and get on with enjoying life!
– Reader gets it upside down on KiwiSaver fees
– When it’s good to be in more than one KiwiSaver fund
– Rental property not all that “safe(ish)”
– Shares are a great alternative to property
Q&As:
– The middle age mortgage trap?
– Inflation no excuse to spend
– Can businesses refuse cash?
– Invest in shares daily rather than weekly?
– 2 Q&As: on the link between KiwiSaver withdrawal and NZ Super age
Q&As:
– Owner of rental shouldn’t give up and sell
– Buy Hamilton house now or later?
Plus:
– Upside Downside: Risky behaviour: Putting short-term money in volatile investments
– Also, Risky behaviour: Buying investments that are hard — or expensive — to get out of
Q&As:
– One person’s waste of money is another person’s treasure
– Pick your period and you can make any point you want about shares
Plus:
– Upside, Downside: The one high-return, low-risk investment
Q&As:
– Family fights over grandkids’ legacies
– Help for people struggling with debt
– KiwiSaver or mortgage or both?
– KiwiSaver provider gives wrong info
– Small businesses often charged more for card transactions…
– … and Sharesies making changes on this
Q&As:
– Become a digital nomad — but keep the house
– What it’s like working with a financial mentor
– Sell the house and rent in retirement?
– Some banks reject parents’ loans to children for house buying
– A warning on lending to an elderly parent
The mortgage crunch: What you can do about it
– Survey finds worries about mortgage rate rises
– What to do: Important to talk to lender early
– Change term, switch to interest only, or reduce part or all payments
– But big increases in interest paid
Q&As:
– Help for low-income people in rundown house…
– … And for woman with inheritance
– … And for reader with lousy luck
– Lend rather than give money to offspring to buy a home
– Letters about banking headed for Commerce Commission