NZ Herald 8 March 2025
Q&As:
– How to stop your heirs selling a family treasure
– Couple lives on NZ Super, and saves $100 a week
– Managed funds or term deposits
– How much is needed to retire early?
– Do houses outgrow KiwiSaver?
Q&As:
– How to stop your heirs selling a family treasure
– Couple lives on NZ Super, and saves $100 a week
– Managed funds or term deposits
– How much is needed to retire early?
– Do houses outgrow KiwiSaver?
The 3 most important things to do with your KiwiSaver:
1. Join. And keep contributing.
– What 2 years delay can cost you.
2. Use a higher-risk fund — usually.
– You will probably end up with much more.
3. Choose a low-fee fund.
– The wide range of fees, and the difference it makes.
A bit of bitcoin?
– Top performing KiwiSaver bitcoin fund
– Possible reason it’s done so well lately
– But many risks
Q&As:
– Where first home buyer, 24, should put savings
– Pros and cons of selling rental in retirement
– A tale of simple — but worrying — tax
– What to do when mortgage ends
– Helping a grandchild into KiwiSaver
Go offshore with KiwiSaver
– 2024 — good year in NZ shares, but even better elsewhere
– Fall in Kiwi dollar contributed
– Should look longer term
– How to invest in international shares
– Disloyal to NZ?
Q&As:
– Sorry but a motorhome is not a home!
– Don’t forget dividends when judging ETF performance
– Could a US share crash be coming?
– A warning about charity donations, but….
– Defending luck, again!
– Means testing NZ Super not the answer
What happens to your KiwiSaver if your relationship ends
– Applies if married or live together 3+ years, and no pre-nup saying otherwise.
– How much of your KiwiSaver becomes relationship property.
– How differences in KiwiSaver balances can be settled.
– Broke up earlier? You may still be able to get some of partner’s KiwiSaver.
Q&As:
– Couple has more than enough for retirement
– Gold gains taxed when you sell
– Not everyone tries to dodge tax
– Tax land rather than gains…
– …or tax financial transactions
– A different deal for tenants in Germany
Q&As:
– Low-fee KiwiSaver funds a better bet
– 3 teachers comment on comparison with dairy farmer
– How KiwiSaver is taxed — and whether CGT would change that
– Overly worried about CGT
– Don’t sell home, a reader advises
– More rights for tenants
How can men (and some women!) invest better?
– What men do well with their investments
– Where there are problems
– Research on trading frequency
– What to do with a lump sum