Q&As:
– Laddering savings while studying for a new career
– Dodging the rental property bright-line test
– Using KiwiSaver money to buy a UK house
– Go for the pension scheme with the employer contributions
– No need to close KiwiSaver when living overseas
– Are your contributions included in your KiwiSaver return?
Repaying debt — student loans, mortgages and high-interest loans — what to do when
– Watch spending over Christmas and holidays
– What is wealth — and why it’s like a tank of water?
– Water into tank (savings) versus water out (interest on debt)
– Applied to high-interest debt, mortgages and student loans
Plus:
– Follow-up to last time. Simplicity improves its rating
Q&As:
– Are NZ houses unnecessarily big – and therefore more expensive?
– Could we just halve all house prices?
– Unfair to compare KiwiSaver and NZ Super Fund, but still …
– A property purchase that went brilliantly
Plus:
– Meaningful Christmas gifts
Q&As:
– Get rid of the rental and get on with enjoying life!
– Reader gets it upside down on KiwiSaver fees
– When it’s good to be in more than one KiwiSaver fund
– Rental property not all that “safe(ish)”
– Shares are a great alternative to property
Which KiwiSaver providers offer the best service? What might you be missing out on?
Which providers:
– Check if you contributed enough to get government max?
– Support members in market downturns?
– Let you be in more than one fund — and when that matters?
– Do best and worst over all
Where to get more info on this
Q&As:
– Tips for a 26-year-old on how saving for a home
– A 50% house price drop? 30% has happened
– Changes strengthen landlord argument
– Tough gifting rules for elderly care subsidy
– One way around the care subsidy rules?
– Divorce not the answer unless real
Q&As:
– Are house prices too high?
– Bank needs to improve KiwiSaver withdrawal options
– In residential care subsidy rules, do charity donations count?
– My mistake with gifting number
– 2 Q&As on care subsidy details
– Legal execs “are not secretaries”
Investing in overseas shares is for everyone
– Why investing in NZ shares only is not wise
– Why go with the whole world, not individual countries
– Easiest way to invest internationally
– Ways to reduce risk
– Disloyal to NZ?
Q&As:
– Best retirement investment — running?
– No, I’ve still not converted to market timing
– Which KiwiSaver providers have the best fund flexibility?
– More on lawyers and wills
– Care subsidy could be unfair on couples
– Warn the family they may not get the house
– Consider curbing your gifts in retirement
Q&As:
– How to help students while also motivating them
– What happens to someone’s KiwiSaver when they die
– DIY to avoid “exorbitant” legal fees?
– Elderly care rules tough on middle-income retirees