NZ Herald 15 November 2014
Q&As: Are older people greedy? Is this question worth worrying about?; What does “return” mean in KiwiSaver; Is interest on family loans taxable?; Reality strikes after parents lend to student son.
Q&As: Are older people greedy? Is this question worth worrying about?; What does “return” mean in KiwiSaver; Is interest on family loans taxable?; Reality strikes after parents lend to student son.
Q&As: Early Brierley investment brings back memories of 1987; Reader and I disagree on share market performance — and who reads this column!; Family loan suggestion 1: put it in borrower’s will; Family loan suggestion 2: put it in lender’s will; Family loan suggestion 3: borrower should try elsewhere first; Why KiwiSaver Fund Finder idea wouldn’t work.
Q&As: Comparing KiwiSaver and similar non-KiwiSaver funds from the same provider; A reader offers some tough rules for family gifts or loans to students; Keep others in the know about family loans; Misunderstandings about children and KiwiSaver.
Q&As: Some rules for lending to family members; KiwiSaver provider not taking Warren Buffett’s advice about share trading; A reader wonders where her KiwiSaver contributions have gone.
Q&As: For the 17-year-old who has everything he wants: a course about shares; A free budget tool for readers to try; Woman on parental leave can still take part in KiwiSaver; Fees on retirement scheme way too high.
Q&As: How to find out who your KiwiSaver provider is, if you’ve forgotten; Concentration on just the Kiwi/US exchange rate leaves a traveller wondering; Confusion over KiwiSaver first home help; Can one partner get first home help when the other doesn’t qualify?; Is this a good time to buy a home in Christchurch?
Q&As: Take a lot of notice of KiwiSaver fees; Employees can easily contribute extra to KiwiSaver; When is a 25-year mortgage really a 20-year mortgage?; When can people who owe tax get away with not paying it?; Online tax calculator now includes ACC levy.
Q&As: Gold fans no longer to be seen now price has plummeted; Reader wishes she’d never heard of tax refund company; Alternative to KiwiSaver for 67-year-old; Is Buffett a better bet than an index fund?
Q&As: How would Labour’s proposed variable KiwiSaver contributions rate work?; Labour’s capital gains tax and… shares; …public submissions before the tax is enacted; …how inheritances would be treated; …family homes and baches in a trust; …using part of the home for business; …its effect on house prices; …its effect on rents.
A different style of column this week: Political parties’ policies on KiwiSaver and NZ Super.