NZ Herald 28 May 2016
Q&As: ‘Ripped off’ reader should shop around rather than dropping life insurance; How to judge a KiwiSaver fund; Start small, and keep going; Help for woman with $100,000 in credit card debt.
Q&As: ‘Ripped off’ reader should shop around rather than dropping life insurance; How to judge a KiwiSaver fund; Start small, and keep going; Help for woman with $100,000 in credit card debt.
KiwiSaver performance, and timing markets: When should we take note of KiwiSaver performance?; What’s happened since KiwiSaver started; Why shares always do best over long periods; Why timing markets doesn’t work; What to do about that.
Podcast on KiwiSaver and Decumulation Q&A. Jane Luscombe of the Commission for Financial Capability chats with Mary about what you can do with your KiwiSaver funds once you reach 65.
Q&As: Steer clear of Hong Kong share pitch; Hedging applies to most KiwiSaver investors; A way to hedge an index fund investment.
Q&As: Employees not limited to 3,4 or 8% KiwiSaver contributions; Should young couple get into rental property?; An investment option for Muslims; 2 ways to get into share investing; Many prices have fallen over the years.
Listeners’ questions and comments about compounding and KiwiSaver: Doubling your money; What if employer ignores KiwiSaver?; Is it hard to get a contributions holiday?; KiwiSaver for the self-employed; Etc.
KiwiSaver for people nearing and in retirement: The rules; Which funds?; How much should you spend each year?; Other tips on how to use KiwiSaver in retirement.
The magic of regular saving — both in and out of KiwiSaver: How compounding works; And… you buy more when it’s cheaper; The big KiwiSaver bonus; Beware of KiwiSaver contributions holidays; Take part in KiwiSaver even if you’re heading overseas soon.
Q&As: Alternative for daughter trying to escape bad debt — pay up; Is emphasis on total shareholder return justified?; Inflation calculator shows what prices have risen, and what haven’t; Is this reader ready to retire?; Struggling retiree questions wealthier reader’s concerns.
Q&As: Judge interest rates against inflation; Retired couple seek higher returns; KiwiSaver provider drops fees on low balances; Young home buyers weigh up fixed and floating mortgages.