Q&As:
– Where to put money for new grandchild
– Could retiree be “forced” to sell shared land?
– How one family funded children’s uni
– Watching caravans turning!
– Sad story about selling house to neighbour…
– … and happy one
– Alternative to reverse mortgage
Plus:
– Appearance at Auckland Writers Festival
2 KiwiSaver changes from April 1 — how to make the most of them, especially for teens
– Employee and employer contributions rise from 3 to 3.5%
– You can get a temporary hold on this
– Employer contributions start for 16 and 17-year-olds
– How to help teens get KiwiSaver head start
Investing in individual shares — and why I don’t!
– How you can invest
– 4 reasons not to invest in individual shares — versus share funds
– One exception
– But if you still want to … 4 rules
How to pick the best KiwiSaver fund for you
4 steps: (Also applies to non-KiwiSaver funds)
1. Most important: Work out your risk level
2. Choose a fund at your risk level — including why you should largely ignore past returns
3. Other info on Smart Investor
4. Check the ethics of funds
Q&As:
– How to help student financially — and KiwiSaver tip for parents of teens
– Reader caught in scam impersonating me
– Bitcoin plunge a warning for all investors — like tulip mania
– Where to invest proceeds from selling rental
Q&As:
– Note to readers: fortnightly column
– Couple in 70s should sell 1 of 2 rentals and relax
– How to invest savings in retirement …
– … and for other goals such as uni
– The power of reinvesting dividends — and when not to
– What if KiwiSaver access age rises?
Which is better – paying down the mortgage or investing?
– Questions from listeners on this
– Also a question on whether you can make faster repayments on a fixed term mortgage
Q&As:
– How 22-year-old should handle inheritance
– Could NZ funds fail, as they did in Australia?
– Sell 80-year-old’s home, or get reverse mortgage?
– And is 75 too young for such a mortgage?
– How much caution in retirement?
Q&As:
– Couple in 70s sell home to fund retirement fun
– While couple in 50s may choose to stay renting
– How young reader may get into housing market
– Where are those tiny KiwiSaver fees?
Q&As:
– Good and bad debt — and when good debt goes bad
– Cryptocurrency hugely volatile, not for the short term
– Aliens’ view of gold investments
– KiwiSaver first home withdrawal when buying bare land
– Meaningful Christmas presents