Q&As: Should solo mum take on a bigger mortgage?; Is it wise to use KiwiSaver money to buy a first home?; Should you be allowed to use KiwiSaver money to pay down a mortgage?; Over how long should you drip-feed $200,000 into an index fund?
What people still don’t get about KiwiSaver! Plus discussion with a listener on employer contributions: Follow-up to last time about KiwiSaver and employer contributions; Survey on which investments give best returns; Why KiwiSaver should score better; Other concerns with the findings.
Is home ownership the only way to go?: Decision to rent for life — or at least in the meantime; Weighing up the finances; Need to save big retirement sum; Short-term pluses of renting; Short-term minuses of renting; Longer-term issues; Psychological issues.
Q&As: How did reader get her own home on $38,000? Extraordinary saving; Home ownership costs much more than just mortgage; Selling your home — more than one agent, commission levels, auctions; What’s a profession?
Q&As: Is a tiny house on wheels financially wise?; Young couple should go ahead and buy a home, despite the market; Last week’s binary options victim “deserves to be fleeced”; 2 Q&As about Israel’s connections to binary options; Do more bathrooms mean more use of water?
Q&As: Is it terrible to rent all your life rather than buy a home?; Young man wanting to buy a home should make the most of KiwiSaver; A real world example of a house price plunging; Clarification on last week’s letter about sole parent support from WINZ; Sorry, but we’re not getting into matchmaking in the column!
Q&As: House prices do fall — plus what to do if you’re worried about new rateable values; Tips if you’re considering a tiny house…; …or a mobile home; Why I’m sticking with passive — or index — funds.
Q&As: Couple can do better with big emergency fund; Is it worth it to renovate a house?; Student has share investing sorted; Another share investor enjoys his lattes.
Q&As: 47-year-old in strong position on house market sidelines; Tips from an expert on getting the best type of mortgage; Questions about KiwiSaver not dumb; Money Week coming up.
Q&As: Is mortgage interest as ‘dead’ as rent?; $1 million needed in retirement, says reader…; …But here’s how you can do well with half that.