Homes as investments

NZ Herald 7 May 2022

Q&As:
– It’s not easy for renter landlords
– Plenty of unknowns for homeowners as well as renters
– Financial education happening in schools
– Share investing not a game
– Long long waits on Bonus Bond phone line

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NZ Herald 30 April 2022

Q&As:
– You don’t have to own your home to do well
– Sharesies and Hatch answer questions about high school share clubs
– No, long-term Bonus Bond holders shouldn’t get more
– Remnants of Bonus Bond scheme go to charity or Treasury
– Another concern about investing in gold
– Last week’s column quitter changes his mind

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RNZ Radio 21 April 2022

Would-be first home buyers giving up, and turning to shares

Canstar Consumer Pulse Report 2022:
– Fewer potential first home buyers
– They think it will take longer to save a deposit
– Fewer stay with family while saving, and fewer expect family help with buying
– Meanwhile, share investing grows, especially among younger people

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NZ Herald 9 April 2022

Q&As:
– The safest place to park a huge inheritance
– Finance company pays more interest, but for a reason
– Don’t sit on house market sidelines, says reader
– When is a millionaire not a millionaire?
– A break for some superannuitants who had lived overseas
– It’s not just this column that can be shady!

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NZ Herald 2 April 2022

Q&As:
– Sell before you buy a home, and rent in a new area
– Reader is unhappy with column layout
– Couple enjoy life, but still seek higher returns than in the bank
– 3 Q&As about NZ Super and overseas pensions

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NZ Herald 26 March 2022

Q&As:
– So you’re a millionaire? Big deal!
– Moving KiwiSaver provider in volatile times
– Which to pay off first — student loan or mortgage?
– Charity unhappy with last week’s wording
– An offer for those setting up scholarships
– 3 NZ Super recipients are unhappy with the rules

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RNZ Radio 10 March 2022

Why comparing returns on rental property and shares is tricky
– A recent example…
– … But borrowing (aka gearing or leveraging) changes comparisons
– The worst that can happen with an investment
– How geared rental property can go wrong
– What about your own home?
– Update from last time on my single shareholding

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NZ Herald 29 January 2022

Q&As:
– Covid-hit couple struggle to get a loan …
– … while another family finds solutions
– Short-term share performance is irrelevant
– Get used to volatility or move out and stay out
– 45 financial rules

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RNZ Radio 27 January 2022

Did you pass the test?
– What happens when share market wobbles
– Younger investors more prone to making bad moves
– Don’t try to time markets, research shows
– House prices wobble too — and returns not always as good
– Conclusion — if you move, stay moved!

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NZ Herald 20 November 2021

Q&As:
– 20-year-old could perhaps try borrowing to invest in shares
– Reader misunderstands 10-year share rule
– KiwiSaver fund a good idea for great grandson
– How KiwiSaver is taxed, and what happens the year you turn 65
– “But the cheap wine tastes better!”
– Take care with employee share ownership schemes

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