Q&As: More can be in KiwiSaver than commonly thought; Banks no help when comparing deposit rates; Are New Zealanders out of step about the security of home ownership?; Don’t rush to move house when the kids leave home; Are KiwiSaver fees tax deductable?
Q&As: Should young man buy house before doing his OE?; Better to stay in the housing market than have time out; How KiwiSaver first home help works for beneficiaries and student allowance recipients; 2 Q&As about tax obligations of last week’s spec home investor.
Q&As: Plans of 29-year-old daughter sound good so let her be; Using KiwiSaver to repay student loans probably not a good idea; Improvements wouldn’t be subject to capital gains tax; South African tax option not ruled out.
Q&As: When is the best time to buy a house? When you want to; Labour’s capital gains tax wouldn’t apply to your home; Hope for the future about share offer documents; Money Week coming up.
Q&As: Our population is getting older, but not as fast as a reader fears. How will it affect house prices?; Means testing of NZ Super not given high priority in new report.
Q&As: Which is riskier, moving to a posher suburb now or waiting?; Retired man’s preference for shares may be riskier than he realizes; You can’t cash in KiwiSaver to buy Mighty River Power shares.
Q&As: Steer clear of foreign exchange trading; Pensioner should also steer clear of finance companies offering high interest; How you can avoid partial assets sales shares in KiwiSaver; Not saying “I told you so” about investing in gold; Buying a home still a good idea for couple in late 40s.
Q&As: One retired reader is fed up with a younger person’s attitude to superannuitants…; While another is amused, and thoughtful; Effect of a mortgage rate rise on house prices being underplayed; An overseas landlord must, by law, have an agent here; Bank gives wrong info on deposits into KiwiSaver.
Q&As: Calling all KiwiSaver providers: Please let us know if you have plans to offer annuities or similar; Other payout possibilities for retired KiwiSavers; Couple who have returned to NZ but still own UK house should sell it, buy here and get on with enjoying life; Dwindling children’s KiwiSaver accounts possible but unlikely.
Q&As: Self-employed probably fare worst in KiwiSaver changes, but scheme still really hard to beat; Likelihood of more government changes not a good reason to stay out of KiwiSaver; Abolition of gift tax reduces paper work for family trusts, but doesn’t eliminate it; “Provincial perspective” on changes in house prices over the decades.