Q&As:
– Low-fee KiwiSaver funds a better bet
– 3 teachers comment on comparison with dairy farmer
– How KiwiSaver is taxed — and whether CGT would change that
– Overly worried about CGT
– Don’t sell home, a reader advises
– More rights for tenants
Q&As:
– Should solo parent sell her home and rent?
– Where to save emergency money
– 3 Q&As on capital gains tax on the family home
– Do farmers have it harder than teachers?
– Should Lotto be taxed?
Q&As:
– When you don’t need insurance
– How stay-at-home mum can keep contributing to KiwiSaver
– Government is not that mean with KiwiSaver!
– Steven Joyce doesn’t change my mind on CGT
– Frequent home trader should be paying tax
– Make a will even if no recognized next of kin
– Student loans versus NZ Super
Q&As:
– 2 painless ways to ease money worries
– KiwiSaver or not after 65?
– Is this a good time to sell the rental?
– A tip for travellers
– Check out Money Month
“Ethical” investing
A report on Mindful Money conference:
– What is ethical investing?
– Becoming more mainstream
– Barriers to KiwiSaver involvement
– Funds investing in residential property
– Award-winning funds
Q&As:
– 2 Q&As on whether to sell investments to pay down debt
– Should family use more than one KiwiSaver provider?
– How bitcoin and gold are taxed
– Let’s stop tax bracket creep
Q&As:
– When investing becomes gambling
– Put withdrawal money in a cash fund
– Almost last over one year, but first over ten years
– Term deposits not so wonderful
– 2 readers disliked my response last week…
– … But 2 others loved it
– Why landlords “should be appreciated”
Biggest personal finance story of 2023: High interest rates
– Mortgage rates too high? What you can do about it
– Term deposit rates high. Shop around.
– Effect on house prices
– How bank profits are affected.
– Conclusion: winners and losers swap places
Q&As:
– Are NZ houses unnecessarily big – and therefore more expensive?
– Could we just halve all house prices?
– Unfair to compare KiwiSaver and NZ Super Fund, but still …
– A property purchase that went brilliantly
Plus:
– Meaningful Christmas gifts
Q&As:
– Tips for a 26-year-old on how saving for a home
– A 50% house price drop? 30% has happened
– Changes strengthen landlord argument
– Tough gifting rules for elderly care subsidy
– One way around the care subsidy rules?
– Divorce not the answer unless real