NZ Herald 9 August 2025
Q&As:
– Why rental property is not a great retirement investment
– What about commercial property?
– How to handle money when husband going into care
– Help available for the retired
– Rule of 72 — when debt doubles
Q&As:
– Why rental property is not a great retirement investment
– What about commercial property?
– How to handle money when husband going into care
– Help available for the retired
– Rule of 72 — when debt doubles
Q&As:
– KiwiSaver serious illness withdrawals not easy
– Are people doing KiwiSaver at expense of reducing their mortgage?
– Should homeowners’ mortgage interest be tax deductible?
– When choosing fund, choose lowest fees and what else?
– You can do KiwiSaver with more than one provider. Should you?
– Why rentals aren’t great in retirement
– List of KiwiSaver-exempt employers
Q&As:
– Should parents monitor older teens’ bank accounts?
– Pay down mortgage or save?
– Reader: Shares are not high-risk
– Am I a Boglehead?
– Low-fee funds winning for this family
– Can employer not do KiwiSaver?
Different types of debt. Also, money worries lead to less socialising:
– Different types of debt — some bad, some good
– More on credit cards — how not to use them
– More on buy now pay later debt — how not to use it
– Mortgage holders should concentrate on other debt
Also:
– Socialising is on the decline while the cost of living rises
Q&As:
– Speed up student loan payments or invest?
– Pay off mortgage or invest?
– How to deal with high health insurance costs
Plus:
– Paying Off High Interest Debt
Test your financial knowledge
– 7 questions to test your financial knowledge
– How to do test at your own pace, and get explanations of the answers
Q&As:
– Don’t get too confident about your investment skills
– A way to compare paying down mortgage vs shares
– Home loans get easier over time
– Putting “princely sums” in context
– KiwiSaver returns over a decade
– How banks lend to retired people
– Move to new provider, at same risk, any time
The wisdom of our listeners!
Listeners’ best financial moves — entries in recent giveaway of Mary’s newly updated “Rich Enough? A Laid-back Guide for Every Kiwi”. We can all learn from them — or be amused by them.
– Marriage
– Debt
– Budgeting
– Investments
– Less conventional investments
– Saving for children
Q&As:
– Slow down huge mortgage payments and live a little …
– … Similar for couple in 60s — spend that KiwiSaver
– Misunderstanding about reverse mortgages
– Is Warren Buffett’s company still best investment?
– 3 Q&As on Deposit Compensation Scheme — on timing, joint accounts, KiwiSaver
Banking in tough times — how we’re doing, plus payee confirmation coming at last!:
– How many apply for hardship
– How we run our credit cards
– Types of mortgages — what’s best?
– Use of term deposits
– Payee confirmation — see who you are paying online