Money Talk March 2020
Paying off your mortgage allows you to get stuck into some serious saving
You’ve paid off your mortgage. Yay! But what now?
NZ Herald 22 February 2020
Q&As:
– Should an 18-year-old get a credit card?
– Money questions for 20-somethings
– How can last week’s FIRE fan make it work?
– Beneficiaries should get more, and non-beneficiaries should quit KiwiSaver — reader
– DIY investing in Australia not difficult, says reader
Money Talk January 2020
It’s a great idea to get all the incentives in KiwiSaver
Employees usually receive their full employer and government contributions, unless they are on a savings suspension. But what about everyone else?
NZ Herald 7 December 2019
Q&As:
– The 3 ways a reader has “chowed through” her mortgage
– It’s not wise to skip health insurance altogether
– Reader gives us a stats lesson, through Bonus Bonds
– Banks’ bonus savings products too complicated
– 2 readers tell of easy ways to give to charity
– No I don’t screen readers’ letters because of their attitudes
RNZ Radio 28 November 2019
Notes from a conference
Westpac Massey Fin Ed Centre conference on “Building financially capable communities: our pathways to success”
– Current Financial teaching in schools is not effective, especially for lower sociology economic kids
– Self efficacy — whether you believe your actions and effort will affect your outcomes — is more important to wealth than things like financial literacy. Can it be changed?
– Changes coming to regulate payday lending. Will they help?
NZ Herald 2 November 2019
WOMEN AND MONEY
Q&As:
– A new kitchen might be best use of $15,000 no longer needed
– What can 66-year-old do to improve her situation? Maybe work longer
– How to find a suitable managed fund
– When lending to family, have a way to get your money out
NZ Herald 28 September 2019
Q&As: Holders of small student loans are better off getting rid of them; KiwiSaver can add up over the years for self-employed and non-employees…; And also students; Mortgage interest still deductible on rental properties; People should check medical care before moving to smaller towns; Father and daughter celebrate Dad’s day in the kitchen.
NZ Herald 21 September 2019
Q&As: Father of 5 loses Working for Families money through accountant’s error; New website helps you find ethical KiwiSaver funds; Split money between KiwiSaver and non-KiwiSaver, and consider paying down mortgage; Share fund might beat mortgage repayment, but it might not; Self-employed need a better deal from KiwiSaver.
RNZ Radio 19 September 2019
How to set a goal for saving or debt repayment
Importance of setting a goal, Goals that work are SMART: Specific; Measurable; Achievable; (W)ritten; Time-bound.
NZ Herald 29 June 2019
Q&As: All the wrong people have — and don’t have — life insurance; Offset mortgages can work well; Help coming with KiwiSaver tax, but other joint accounts still a problem; Last week’s miffed reader adds light touch to column.