Debt repayment

NZ Herald 10 December 2016

Q&As: Couple should get into KiwiSaver, and changes proposed for the scheme; Could the growing popularity of index funds mess up markets?; My comments on Brian Gaynor’s column about index fund investing.

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NZ Herald 26 November 2016

Q&As: Better to put savings towards mortgage than emergency fund; How to weigh up KiwiSaver versus other saving; Reader not stuck with KiwiSaver provider, but costly to move; Reactions vary on discussion about which indexes to use.

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NZ Herald 6 August 2016

Q&As: Should couple sell Auckland rental now or keep it until retirement?; How to contribute something other than 3,4 or 8% to KiwiSaver; What happens when a KiwiSaver turns 65; ‘Good news’ letter a reminder to the young; Auckland too pricey? Try Dunedin; Update on KiwiSaver HomeStart grants.

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RNZ Radio 4 August 2016

Clever and not-so-clever moves with mortgages: 2 worrying trends — longer mortgages, people adding to mortgages; Good news — people repaying faster; When rates drop, maintain your payments; Paying down your mortgage a great investment; Mortgage on rentals a bit different; Revolving credit loans give flexibility but risky for some; Main points.

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RNZ Radio 23 June 2016

Spending too little, spending too much: Shopping is a favourite pastime; People who are too mean on themselves; People who spend too much — why do they do it? — 1. Keeping up with the Joneses, 2. Psychological, 3. Credit card company behaviour; Help for big spenders; Most important of all — Change your habits. PS: Final reminder about KiwiSaver tax credit.

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NZ Herald 11 June 2016

Q&As: Adding to already huge mortgages is playing with fire; It’s not interest rates but mortgage size that matters; Lack of family communication leads to big debt…; …so do pushy credit card providers.

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NZ Herald 23 April 2016

Q&As: Smartshares are a good way to get into share investing…; …And they beat mortgage repayment for one reader; Who worries more, rich or poor retirees?; Retirement Commissioner seeks your thoughts.

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RNZ Radio 4 February 2016

Listeners’ questions on setting financial priorities: Quick summary of last week’s segment; Listener’s comment on repaying your mortgage; Listener questions on KiwiSaver; Listener questions on non-KiwiSaver funds.

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