Credit cards

NZ Herald 11 June 2016

Q&As: Adding to already huge mortgages is playing with fire; It’s not interest rates but mortgage size that matters; Lack of family communication leads to big debt…; …so do pushy credit card providers.

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NZ Herald 28 May 2016

Q&As: ‘Ripped off’ reader should shop around rather than dropping life insurance; How to judge a KiwiSaver fund; Start small, and keep going; Help for woman with $100,000 in credit card debt.

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NZ Herald 19 September 2015

Q&As: Trying to time markets is a fool’s game…; …And picking a few shares to invest in isn’t much better; Where to buy shares, and a better suggestion for teen; How come there are two monthly bills on one credit card bill?

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NZ Herald 22 August 2015

Q&As: Banks give teenagers credit too easily; Credit union offers lower-interest deal to credit card borrowers; Retiree “invests in people”; 55-year-old spending while she’s able; Financial adviser struggles with how others do it.

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NZ Herald 15 August 2015

Q&As: 70-year-olds should skip buying unit and spend their savings; How to set up a regular income from bank term deposits; One reader applauds my being tough on those with big credit card debt…; …While another is incensed by it.

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NZ Herald 8 August 2015

Q&As: Banks shouldn’t favour new customers, but reader shouldn’t have big credit card debt; Gold doing OK in NZ dollars, but that’s not the point; Why advisers tend to favour low-risk investments and why they shouldn’t; Banks have a wide range of financial advisers.

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NZ Herald 7 June 2014

Q&As: Priorities for a family making a KiwiSaver financial hardship withdrawal; Use savings to pay off mortgage; Is KiwiSaver really tax-exempt?; How to calculate KiwiSaver tax credit for the year in which you turn 65; Older KiwiSaver goes for riskier funds; Is there age discrimination in KiwiSaver?

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NZ Herald 19 October 2013

Q&As: Is there life after bankruptcy?; Tax on KiwiSaver not as bad as portrayed; Pay highest interest mortgages and other loans first; One reader dislikes my comment on grammar, but three support it.

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The Investor 16 February 2013

Financial misbehaviour disappointing. Ironically, a survey on New Zealanders’ financial behaviour was released just days before Christmas — a time of much financial misbehaviour, when everyone’s saying, “I don’t care what it costs, I’ve just got to buy something for Uncle Fred.”

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NZ Herald 13 October 2012

Q&As: Make credit card repayment your top priority; Why KiwiSaver tax credit is not as good as some people think; Revolving credit mortgage could help some unhappy ANZ customers; Reader bombs out on gold, silver, dollar forecasts.

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