Credit cards

NZ Herald 1 April 2017

Q&As: University probably the best route to a new start for woman; Credit cards not linked to mortgages; Clearing up info on Residential Care Subsidy and gifting; Do small gifts count when apply for that subsidy?

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NZ Herald 25 March 2017

Q&As: A good reason to have a high credit card limit; One reader fires his bank…; …While another is fiercely loyal; Why I prefer managed funds over shares for most; Rules about income for recipients of rest home subsidy.

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NZ Herald 18 March 2017

Q&As: Trusts may no longer enable well off elderly to get subsidy; Possible trap for parents giving money to adult children; What KiwiSaver rules would change when under National plan; Partial KiwiSaver tax credit in year you turn 65 — or 18; Good reasons for using a credit card.

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NZ Herald 11 March 2017

Q&As: Mum objects to teenager being offered credit card; Newish Code places more responsibility on lenders; Another reader has trouble extending credit card limit; Help for people struggling to pay rates.

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NZ Herald 4 March 2017

Q&As: Reader has same credit card trouble as last week’s correspondent…; …And last week’s correspondent finds the remedy doesn’t work; Another reader has a suggestion on credit card limits; And yet another one says ‘Fire your bank’; Thousands paying too much tax in KiwiSaver; Know your rights when dealing with financial service providers.

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NZ Herald 25 February 2017

Q&As: Questions to ask before parents lend mortgage money to their children; Determined couple pay down big mortgage fast; Bank’s reluctance to extend credit card limit is surprising; Tax adviser thinks tax should have been mentioned last week.

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RNZ Radio 23 June 2016

Spending too little, spending too much: Shopping is a favourite pastime; People who are too mean on themselves; People who spend too much — why do they do it? — 1. Keeping up with the Joneses, 2. Psychological, 3. Credit card company behaviour; Help for big spenders; Most important of all — Change your habits. PS: Final reminder about KiwiSaver tax credit.

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NZ Herald 11 June 2016

Q&As: Adding to already huge mortgages is playing with fire; It’s not interest rates but mortgage size that matters; Lack of family communication leads to big debt…; …so do pushy credit card providers.

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NZ Herald 28 May 2016

Q&As: ‘Ripped off’ reader should shop around rather than dropping life insurance; How to judge a KiwiSaver fund; Start small, and keep going; Help for woman with $100,000 in credit card debt.

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NZ Herald 19 September 2015

Q&As: Trying to time markets is a fool’s game…; …And picking a few shares to invest in isn’t much better; Where to buy shares, and a better suggestion for teen; How come there are two monthly bills on one credit card bill?

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