Tag: Cash funds | Page 6

NZ Herald 9 May 2020

May 9, 2020

Q&As:
– Who’s right about fund choice — husband or wife or neither?
– Which bank products are subject to haircut if bank fails?
– What about government bonds, Bonus Bonds and safe deposit boxes?
– Halt to dividend payments should strengthen banks
– ETF tax problem no big deal
– It’s great to continue contributions to KiwiSaver and other funds in down markets
– Don’t assume gloom will continue — and a look at past recoveries
– Drip feeding not quite so good with lump sums

NZ Herald 2 May 2020

May 2, 2020

NZ Herald Q&A Column

Q&As:
– One less worry: KiwiSaver as an inheritance
– Keep an eye on what’s in your will
– Challenging Westpac over help for KiwiSaver investor
– What happens when KiwiSaver account is empty
– Which is safer, bank deposit or low-risk fund?
– Don’t panic about security of banks
– Ignore past returns when choosing KiwiSaver provider — so how should you choose?
Plus:
– Message to mothers

NZ Herald 18 April 2020

April 18, 2020

NZ Herald Q&A Column

Q&As:
– New share investors should skip single shares and use a fund
– Short-term share trading up — but most people don’t win
– Index funds proving themselves in down markets
– How “Preservation Fund” lost money — and is it better than bank term deposit?
– Angry reader wants gold in NZ dollars — but would it boost his case?
– Last week’s gold fan takes another look
– Gold helps with diversification

NZ Herald 21 March 2020

March 21, 2020

NZ Herald Q&A Column

Q&As:
– 2 readers ask whether this is a good time to buy a home
– Drip feed into an investment, but preferably not out again
– How COVID-19 affects KiwiSavers planning to withdraw to buy a first home
– 65-year-old in KiwiSaver should relax
– More on “blood in streets” quote

NZ Herald 13 July 2019

July 13, 2019

NZ Herald Q&A Column

Q&As: Should couple in their 40s splash out on an Italian holiday home?; How to invest savings 5 years before retirement; 3 rules of thumb on how much to spend in retirement …; … And how they apply to one couple.

NZ Herald 6 July 2019

July 6, 2019

NZ Herald Q&A Column

Q&As: Mum’s single-share investment a huge disappointment; How to organize savings in retirement …; … and how not to; Knicker drawer a great spot for share investment.

NZ Herald 22 June 2019

June 22, 2019

NZ Herald Q&A Column

Q&As: When having a separate savings account is not the best approach; Houses still cheap in Whanganui; Mt Albert reader offended by house price Q&A; KiwiSaver government contribution smaller in your first year; Provider says their fund is great for retirees; KiwiSaver withdrawals after 65 not instant.

NZ Herald 15 June 2019

June 15, 2019

NZ Herald Q&A Column

Q&As: Caravan couple’s plans for their savings seem too risky; How to find a cash fund — an accessible alternative to a term deposit; Why international investing is not as complicated or risky as reader thinks; Minimum KiwiSaver contributions for non-earners hoping to get first home grant. Plus: How would you improve KiwiSaver?; 2 reminders about KiwiSaver.

NZ Herald 26 January 2019

January 26, 2019

NZ Herald Q&A Column

Q&As: Market timing is upside down – but reader shouldn’t do it anyway; Another reader seeks advice on timing, plus switching KiwiSaver providers; Use bond funds, not balanced funds, in retirement; Have I followed my own financial advice?; A correction about percentages of retirees in long-term residential care.