Q&As: Don’t move your money because of Brexit fears — or any other fears; KiwiSaver details for those turning 18 or 65; Your bank isn’t necessarily your best KiwiSaver provider. How to find out; “Unlucky” reader lucky she took out loss of income insurance; Reader giving non-beneficiaries a bad name; Suggestion for last week’s beneficiary not good for two reasons.
Q&As: Comparing KiwiSaver funds with indexes a great idea — but can it be done well?; Compound interest starts small, but after a few years …; Pay down mortgage or invest elsewhere for children?; Don’t forget accommodation when weighing up investment in your home; Reader very happy with ASB service
Rainy Day Money: Why is it so important?; How much do you need?; How might you access the money — including through your mortgage; Where should you keep the money — if you haven’t got a mortgage.
Q&As: “Better area” doesn’t necessarily mean it’s a better investment; TSB is like Kiwibank on term deposit rules; Should superannuitant put inheritance in KiwiSaver to avoid means test?; Parents in 70s should quit work and get assistance; Advantages of not getting residential care subsidy; 55-year-old might as well retire.
Q&As: Penalty acceptable for breaking term deposit, but not month-long wait; Another theory on “rule of thumb”; More on “government pays” versus “taxpayer pays”; Reader’s parents “milked the system”; Meaningful Christmas gifts.
Q&As: Could the government be making money out of KiwiSaver?; Dad not an idiot for playing safe with kids’ inheritances; Steer clear of this type of KiwiSaver growth fund; Keep hoping for banks to operate 24/7.
Q&As: Locking in KiwiSaver savings might work well; An idea for KiwiSaver with Down Syndrome; Westpac’s computer too clever; KiwiSaver best place to save for grandson; Pensioner helps granddaughter in the here and now.
Q&As: Breaking term deposit not easy, even after customer has stroke; How couple might set up money for retirement…; …And how a more conservative woman might do it; No change on KiwiSaver employer contribution rules — yet.
Q&As: How to tell term deposit institutions apart; Frugal superannuitants seem hurt by last week’s column; Real estate agent defends colleagues, and shares a couple of secrets; Dividend reinvestment plans work well for many shareholders; 2 Q&As on who is a professional.
Q&As: Low income doesn’t stop reader getting a mortgage — and a first home; One reader fails with a proposed change to real estate agents’ fees…; …but another succeeds; Mightn’t agents undervalue your property, says a reader; Mightn’t they overvalue it, says another.