Q&As: Provincial town dwellers better to stick with their house, despite falling prices; Reader challenges the Reserve Bank’s confidence in the banking system; No you can’t withdraw KiwiSaver money on maternity leave, and you should have known that!; How lending or giving to family could come back and bite you.
Q&As: Some ideas better than others for those worried about bank deposits; Reader scares friends unnecessarily; How to even out loans to siblings in a will; “Only thing my girls are getting is an education”.
Q&As: Why are NZ banks following the lead of their Aussie parents?; Should reader spread money over several banks, just in case?; Two readers have no sympathy for younger daughter in recent Q&A, but…; Another reader’s idea is more harmonious; Auckland house prices too high? Try Taupo.
Q&As: Could money in a bank-run KiwiSaver be transferred to pay debt owed to the bank?; No easy way out for reluctant KiwiSaver member; Could long-ago OE in Australia mean Aussies pick up a New Zealander’s pension tab?; Reader’s Australian pension amounts to $1 to $2 a week; Keeping a list of your jobs is helpful when you later apply for NZ Super; How to negotiate over buying a precious car.
Q&As: Ask your bank for a higher term deposit rate; How reader got around Genesis Energy share scaling; Genesis share profits likely to be taxed; Donate tiny share parcels to charity; 2 Q&As on advice for woman wondering whether to renovate or sell.
Q&As: Do the banks tend to raise term deposit rates as much as mortgage rates?; Some worries about compulsory KiwiSaver; Did ‘Mum and Dad’ investors get a raw deal on Genesis Energy shares?; An alternative to painting the house — for last week’s correspondent.
Q&As: 60 is not too old to get a mortgage and buy a first home; Buying a home is not the only way to financial security; Don’t overlook tax if buying a rental with the aim of selling at a profit; Want to free up money? Try moving to Tokoroa; Just one bank and one finance company respond to term deposit challenge.
Q&As: Think before investing in a rental with a relative, especially in your 60s; A challenge to the banks about term deposit comparisons; Is share brokerage deductible? Be careful what you wish for!; Couple do really well in KiwiSaver, although it’s partly good luck.
Q&As: Laddering helps with term deposits, and we’ll have to learn to live with rule changes; High-quality bonds an alternative to term deposits; Can an employee join KiwiSaver without employer involvement?
Q&As: More can be in KiwiSaver than commonly thought; Banks no help when comparing deposit rates; Are New Zealanders out of step about the security of home ownership?; Don’t rush to move house when the kids leave home; Are KiwiSaver fees tax deductable?