Q&As: A reader clearly doesn’t like the idea of renting instead of home ownership; How risky are mortgages, and who owns a home with a mortgage — you or the bank?; Share portfolio in some ways better than rental property in retirement.
Q&As: Should couple sell their house, and buy again later?; The high price of not organising your automatic payments well; When you should and shouldn’t repay your student loan quickly — and future prospects; 2 Q&As on what happens to KiwiSavers when they retire.
Q&As: Why 55-year-old Mum shouldn’t give up on home ownership; Important to save a little, even if you have a mortgage, to gain market knowledge over the years; Banks “are just like car dealers”; Will below-market share buyer lose it all in tax?
Q&As: Repaying debt should be Number One priority — with one important exception; Money can’t buy the most important things in retirement; Last week’s numbers on NZ Super were incomplete — sorry; Let’s demystify share trading, and share holding; One more advantage of owning shares.
Q&As: Here’s an incentive to save for retirement; Would increasing GST have to hurt those on lower incomes?; Time to count a few blessings; Lengthening the term of a mortgage can ease payments — but at a price; Don’t let tax drive your investment decisions.
Q&As: Should we all panic over the Savings Working Group’s dire forecasts?; Do Bill English and Alan Bollard need to talk about how hard it is for New Zealanders to save?; Why mailing nasties to companies that make low-priced share offers might not work.
Q&As: 2 Q&As on whether home ownership beats renting whilst saving the difference between the two option; 2 Q&As on last week’s reader, who dramatically moved her term deposit business to another bank; How to get your own back through the post — and how not to.
Q&As: Tax cutting scheme likely to bring much more wealth to the company than to a reader; How recipients of below-market share offers can get their own back; A reader shows her bank just what she thinks of it; How is our gold price forecaster doing?; Some help with finding a good financial adviser.
Q&As: Earthquake victim faces an old question: whether to invest spare money or repay a loan; Reader escapes “an endless loop” of credit card payments after using an internet Q&A service; A “me too” letter raises questions about a bank’s policy on fees.
Q&As: Bank’s handling of a fee inquiry leads customer to switch banks; One good proverb deserves another; Should Gareth Morgan Investments be under more scrutiny? Plus: Meaningful Christmas gifts.