NZ Herald 20 October 2012
Q&As: Reader’s returns in the stratosphere; Bach reading reveals very long-term data on gold prices; To buy or not to buy when house prices look bubbly.
Q&As: Reader’s returns in the stratosphere; Bach reading reveals very long-term data on gold prices; To buy or not to buy when house prices look bubbly.
Are bonds really that beautiful? Bonds are beautiful. That’s certainly the message when you look at a recent Reserve Bank list of returns on 11 different types of investments, including New Zealand, Australian and international shares, property, farms, bonds and cash.
Q&As: Make credit card repayment your top priority; Why KiwiSaver tax credit is not as good as some people think; Revolving credit mortgage could help some unhappy ANZ customers; Reader bombs out on gold, silver, dollar forecasts.
Q&As: Is now a good time to buy a first home?; KiwiSaver versus mortgage repayment trade-off for self-employed and non-employees; 2 Q&As about changes to ANZ mortgage conditions.
Rental property beats shares — or does it? At first it looked as if a recent article in the Reserve Bank Bulletin might help with the perennial question: Is it better to invest in property or shares? But no such luck!
Q&As: A couple of concerns about buying shares in the company you work for; Bank’s mortgage changes don’t look like profiteering; New graduate shouldn’t bypass KiwiSaver; 3 Q&As about gloomy predictions and investing in gold.
Help needed for retirees to live it up a bit. I’m disappointed. Retired people have been gaining access to their KiwiSaver money for several months now, but there’s no emergence of good new products to help them manage their savings.
Q&As: The hazards of comparing share and property investments; 4 Q&As on whether we’re headed for financial catastrophe; Who can get the Carer’s Benefit, and how much is it?
Q&As: The big question: does the doom merchant use banks?; Why NZ banks are not beloved; How couple close to retirement might be able to get a mortgage; When saving beats repaying a mortgage; Low-income reader lives a good life; Housing NZ offers help to retired people too.
Risk is not a dirty word. A man on the radio the other day was talking about risk, and how we’ve become so scared about our children’s safety that we don’t let them climb trees. The kids lose out. It’s similar with investments. Many New Zealanders seem to be too scared of riskier investments, and they too lose from that fear.