NZ Herald 18 July 2026
Q&As:
– Will she have to help pay for his residential care?
– Should KiwiSaver be scrapped?
– Should redundant man keep contributing to KiwiSaver?
– Shares and ETFs versus KiwiSaver fund
Q&As:
– Will she have to help pay for his residential care?
– Should KiwiSaver be scrapped?
– Should redundant man keep contributing to KiwiSaver?
– Shares and ETFs versus KiwiSaver fund
The power of drip feeding into investments
– 3 reasons it works well
– What is dollar cost averaging?
– Why does it work?
– What if you have a lump sum?
Q&As:
– How to make KiwiSaver more universal
– Would KiwiSaver compulsion hurt early retirees?
– Should Mum switch providers?
– 64-year-olds told to apply for NZ Super
– How much foreign pensions help NZ Super
Are house price falls good or bad?
– Who benefits
– Who should be indifferent
– Who is harmed
– What about whānau — extended families?
– A shift away from property to shares?
Q&As:
– Are houses as affordable as ever?
– Index funds beating active, but will it last?
– How to tell when to sell shares
– How to cut health insurance costs
Is KiwiSaver leaving some people behind?
– Increasing calls to change this
– Lower income people less likely to contribute
– Hardship withdrawals increase
– Suggestions: children’s accounts, change govt incentives, contributions to beneficiaries, sidecar accounts
Q&As:
– Unanswerable question – when to buy and sell a share
– Tax cutting advice is worrying
– NZ Super already sort of means tested
– Nobody tells you to apply for Super
– “It’s time Kiwis were more reliant!”
– Aussies get big tax break on Super
Sad stories and help for financially struggling people
– Retirement Commission (Te Ara Ahunga Ora) — conference highlights.
– Stories of financial hardship
– How financial mentors help — but they’re losing funding
– How banks are helping
– Some good news
Q&As:
– Will younger people get NZ Super?
– Raising NZ Super age would be gradual
– Do all over 65s apply for Super?
– Generous pensioners …
– … But one Scrooge!
– When KiwiSaver and other funds are not what they seem
Are you making the most of bank deposit insurance?
– What is covered and what not?
– How to make the most of it
– Use a higher-risk deposit taker to get more interest?