RNZ Radio 24 March 2016
No session because of Easter.
Q&As: Alternative for daughter trying to escape bad debt — pay up; Is emphasis on total shareholder return justified?; Inflation calculator shows what prices have risen, and what haven’t; Is this reader ready to retire?; Struggling retiree questions wealthier reader’s concerns.
Listeners’ questions on investing in shares and your own home. Includes: Should listener get into investing directly in shares?; Would that involve filling out a tax return?; Getting your head around house price gains.
Q&As: Judge interest rates against inflation; Retired couple seek higher returns; KiwiSaver provider drops fees on low balances; Young home buyers weigh up fixed and floating mortgages.
Should you try to pick shares?: Market has done well lately. Lessons from student stock picking game: Most people are not good at picking; Buy several shares to reduce losses; Shares are for the long term only; Best way to invest in shares.
Q&As: 5 steps to get a reader and daughter back on KiwiSaver ladder; Could KiwiSaver fees reduce a low balance to zero?; How to choose a non-KiwiSaver fund.
Tips on buying and selling property — Part 2: An idea to make real estate commissions fairer; One man’s strategy; Mary answers listeners’ questions and comments on commissions, auctions, buying or selling first etc.
Q&As: Why daughter’s KiwiSaver account didn’t perform so well; Getting the most out of KiwiSaver for children; KiwiSaver tax credit in the year you turn 65; Another great quote on investing; Pros and cons of family life on a boat.
Tips on buying and selling property — Part 1: Planning to move? Should you buy or sell first?; How to handle buying at auction; Other tips.
Q&As: Don’t follow the crowd into property investment; Apply for NZ Super early; 2 readers object to last week’s correspondent’s attitude to mother of 10; An honest assessment of life afloat; One reader sees living on a boat as a retreat; Another points out the fun side; A landlord’s kindness made all the difference.