Q&As: Reader likely to be scam victim. Get out now!; Don’t overlook risks in share v property comparison; Reader offers data, but is it defensible?; 100% from shares in 5 years — without dividends; Does recent history spell doom?
Worries and misunderstandings about NZ Super: Is Super likely to be reduced for those with more money?; Is the age of eligibility likely to rise?; Is Super an investment you’ve made over your working life?; How NZ Super is taxed; What might happen to NZ Super rates and starting age.
Q&As: No I don’t agree that rental property has outdone shares in the last 4 decades!; 5 readers offer advice for couple considering moving to a better school zone.
Q&As: Is this the time to get out of the share market?; Reader questions last week’s couple’s financial management; Another suggests they look at private schooling; Yet another suggests selling their home and renting elsewhere; Just one provider lets KiwiSavers invest directly in shares.
Response to a listener’s challenge on index and active share funds: One of his examples argues against him; The other is a questionable choice; The issue of US vs NZ data; Long terms prove nothing; Why fees matter; Another reader asks what if everyone did index investing.
Q&As: Should family rent out their home and rent elsewhere, or simply move?; KiwiSaver contribution rates flexible; Should KiwiSaver get favourable tax treatment?…; …And could that lead to higher KiwiSaver fees?
Q&As: Reader’s letter leads to change in ANZ KiwiSaver statements; 87-year-old’s enlightened attitude to family finances decades ago; Could Labour’s capital gains tax apply to KiwiSaver?; Couple nearing retirement should consider their investment risk.
What to tackle first: Debt or KiwiSaver? Part Two: Priorities if you don’t own a home; Priorities if you own a home with a mortgage; Priorities if you own a mortgage-free home; Who’s right about KiwiSaver fees — ANZ or AUT?; Some good ANZ recommendations on KiwiSaver.
Q&As: Taking socially responsible investing a step further — investing in ‘good’ companies; Tax-favoured shares not necessarily a wise investment; Lots of fee payments early on worry new KiwiSaver; NZ has low-tax high-dividend share funds.
Q&As: Share investor has excelled — but don’t count on it continuing; A good company is not necessarily a good investment; Couple can’t leave intact KiwiSaver accounts to their daughters; Another way to invest emergency money.