NZ Herald 4 November 2017
Q&As: KiwiSaver providers are poor educators (includes list of ethical KiwiSaver funds); No extra protection for KiwiSaver funds; Pros and cons of property v shares; The believer, the atheist and the agnostic.
Q&As: KiwiSaver providers are poor educators (includes list of ethical KiwiSaver funds); No extra protection for KiwiSaver funds; Pros and cons of property v shares; The believer, the atheist and the agnostic.
Which type of mortgage?: Fixed or floating?; Short term or long term?; A listener’s letter about paying extra off a fixed mortgage; Variations: Revolving, redrawable or offset?; Using a mortgage adviser.
Q&As: Couple can do better with big emergency fund; Is it worth it to renovate a house?; Student has share investing sorted; Another share investor enjoys his lattes.
Q&As: KiwiSaver and other managed fund investments protected from provider bankruptcy; How NZ shares have performed without the stars; Employee scheme helps reader double his share investment; Borrowing has big effect on property v shares; Property investors should remember improvements made; Hurry if you want to move to Whanganui!
Why shares are the new houses for Generation Rent: A listener’s letter — well done on debt and saving!; How much should renters be saving?; KiwiSaver’s role; Where to put the savings; Where to get advice — banks? advisers?
Q&As: Should teacher buy in Whanganui now so she can move there later?; Reader gets it wrong about share market index; Mixed bag of comments on shares v rentals.
Q&As: Reader likely to be scam victim. Get out now!; Don’t overlook risks in share v property comparison; Reader offers data, but is it defensible?; 100% from shares in 5 years — without dividends; Does recent history spell doom?
Worries and misunderstandings about NZ Super: Is Super likely to be reduced for those with more money?; Is the age of eligibility likely to rise?; Is Super an investment you’ve made over your working life?; How NZ Super is taxed; What might happen to NZ Super rates and starting age.
Q&As: No I don’t agree that rental property has outdone shares in the last 4 decades!; 5 readers offer advice for couple considering moving to a better school zone.
Q&As: Is this the time to get out of the share market?; Reader questions last week’s couple’s financial management; Another suggests they look at private schooling; Yet another suggests selling their home and renting elsewhere; Just one provider lets KiwiSavers invest directly in shares.