Term deposits

NZ Herald 24 July 2010

Q&As: One reader is angry that ASB is closing the trusts he’s invested in, while…; Another reader sees it as a great opportunity to try a new investment strategy with term deposits; I might be a duck or a weasel, but I’m not a financial adviser.

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NZ Herald 10 July 2010

Q&As: Other ways in which gold is risky; The difference between term deposits and bonds; Why is ING’s default KiwiSaver scheme cheaper than the very similar ANZ and National Bank schemes?; Readers offer some udder ideas on what to call Mum and Dad investors.

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NZ Herald 17 April 2010

Q&As: KiwiSaver fees — and how an article may have misled people; The range of KiwiSaver fees; Is bank cheating a customer on tax withholding rates?; Depreciation usually clawed back when a landlord sells — or is it?; More comments from and about landlords.

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NZ Herald 5 September 2009

Q&As: Delaying joining KiwiSaver can mean you’ll miss out on many thousands of dollars; How retired person can get the best out of KiwiSaver; Couple should use PIEs to make the most of their savings.

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NZ Herald 6 June 2009

Q&As: Are rental properties the low-risk way to invest?; How to find out which financial institutions are covered by the government’s deposit guarantee scheme; Getting rid of KiwiSaver mortgage diversion was a mercy killing.

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NZ Herald 21 March 2009

Q&As: Tips for retired couple whose interest income has halved; Savings accounts may pay more interest than term deposits — but take care; Tax on foreign shares seems tough in current environment.

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NZ Herald 6 December 2008

Q&As: Couple can afford to retire youngish, especially if they are willing to eat into their savings; Cash PIE not always a good substitute for a term deposit — but there’s another way to achieve reader’s goal using PIE tax advantages.

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NZ Herald 18 October 2008

Q&As: Everything you need to know about the government’s new deposit guarantee scheme; Under the new scheme, should we move our money from banks to covered finance companies?; Will KiwiSaver still be good for self-employed 62-year-old if National wins the election? Plus:Readers’ views on KiwiSaver.

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NZ Herald 24 May 2008

Q&As: Far from being “devalued”, bank term deposits are a good deal these days; Don’t bail out of funds that include shares, despite forecasts of lower long-term returns; No, last week’s comment on the non-deductibility of mortgage interest wasn’t wrong — 2 Q&As; Another option for last week’s correspondent is house-sitting.

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