Q&As: Are shares still the best long-term investment, despite recent results?; Investing in bank term deposits has its own risk — that of inflation eating into returns; Older job applicants might want to play down their age on their CV; Volunteering overseas an option for couple in their 60s who can’t find jobs.
Q&As: Fears about the safety of banks unfounded; A good idea to spread the family around several KiwiSaver providers; KiwiSaver member misunderstands why her provider moved her money; Reader urges me to hold my ground on gold, and to encourage investment in small high-tech companies.
Q&As: Why 55-year-old Mum shouldn’t give up on home ownership; Important to save a little, even if you have a mortgage, to gain market knowledge over the years; Banks “are just like car dealers”; Will below-market share buyer lose it all in tax?
Q&As: Should we all panic over the Savings Working Group’s dire forecasts?; Do Bill English and Alan Bollard need to talk about how hard it is for New Zealanders to save?; Why mailing nasties to companies that make low-priced share offers might not work.
Q&As: Online banking timing — which banks do what?; Bank safe deposit boxes becoming a rarity; Why the price of gold is more likely to be heading down than up.
Q&As: Bank securities not quite what a reader was hoping for; The closing of a KiwiSaver scheme hasn’t gone as smoothly as hoped, but it’s no big deal; First home buyers should invest conservatively in KiwiSaver — plus: a painless time to join KiwiSaver.
Q&As: One reader is angry that ASB is closing the trusts he’s invested in, while…; Another reader sees it as a great opportunity to try a new investment strategy with term deposits; I might be a duck or a weasel, but I’m not a financial adviser.
Q&As: Other ways in which gold is risky; The difference between term deposits and bonds; Why is ING’s default KiwiSaver scheme cheaper than the very similar ANZ and National Bank schemes?; Readers offer some udder ideas on what to call Mum and Dad investors.
Q&As: KiwiSaver fees — and how an article may have misled people; The range of KiwiSaver fees; Is bank cheating a customer on tax withholding rates?; Depreciation usually clawed back when a landlord sells — or is it?; More comments from and about landlords.
Q&As: Delaying joining KiwiSaver can mean you’ll miss out on many thousands of dollars; How retired person can get the best out of KiwiSaver; Couple should use PIEs to make the most of their savings.