NZ Herald 3 October 2015
Q&As: What are bonds, and are they a good investment?; KiwiSaver instead of term deposits for retiree?; Can you judge KiwiSaver fund by 2-month return?; How tax affects Givealittle fundraising in memory of daughter.
Q&As: What are bonds, and are they a good investment?; KiwiSaver instead of term deposits for retiree?; Can you judge KiwiSaver fund by 2-month return?; How tax affects Givealittle fundraising in memory of daughter.
Q&As: 70-year-olds should skip buying unit and spend their savings; How to set up a regular income from bank term deposits; One reader applauds my being tough on those with big credit card debt…; …While another is incensed by it.
Q&As: Financial advisers fail to give good advice on risk to woman in 20s; If a bank fails, a percentage of all accounts would be frozen…; And only a small amount in transaction accounts would be exempt; Reader is disappointed that I didn’t discuss the tax on gains from property.
Q&As: Women’s gifting circles look to be illegal, and…; …they could lead to ‘an abundance of hate’; Shortish-term money shouldn’t be in shares, despite adviser; An advantage of regularly investing the same amount, whatever the market does; One provider charges less for non-KiwiSaver funds.
Q&As: Reader uneasy about crowdfunding company’s marketing; Plans to time the share market with KiwiSaver are worrying; Are the politicians complaining?
Q&As: Some ideas better than others for those worried about bank deposits; Reader scares friends unnecessarily; How to even out loans to siblings in a will; “Only thing my girls are getting is an education”.
Q&As: Why are NZ banks following the lead of their Aussie parents?; Should reader spread money over several banks, just in case?; Two readers have no sympathy for younger daughter in recent Q&A, but…; Another reader’s idea is more harmonious; Auckland house prices too high? Try Taupo.
Q&As: Do bank bonds beat term deposits for savings for a house?; Does separated woman taking a risk remaining in the family home?; 3 Q&As about a father’s loan to a daughter and sibling rivalry.
Q&As: Can 57-year-old separated woman on low income get a mortgage?; Should move from term deposits to balanced fund be done all at once?; Ditto for move to higher-risk KiwiSaver fund; How to get independent advice — on paying down the mortgage.
Q&As: Term deposit interest not so bad for people in retirement; How much in savings to get income equal to NZ Super?; Reader challenges my comment about landlords’ tax.