Q&As:
– A way to build family wealth
– When a couple of percentage points matters
– Don’t drop health insurance …
– … how much in savings do you need if you do?
– When you should and shouldn’t switch risk level
– Timing markets not as easy as it sounds
Q&As:
– Why rental property is not a great retirement investment
– What about commercial property?
– How to handle money when husband going into care
– Help available for the retired
– Rule of 72 — when debt doubles
Q&As:
– Should parents monitor older teens’ bank accounts?
– Pay down mortgage or save?
– Reader: Shares are not high-risk
– Am I a Boglehead?
– Low-fee funds winning for this family
– Can employer not do KiwiSaver?
Q&As:
– Low-risk way to invest in rentals
– Another good way to invest in property, but …
– Easy way to give to charities
– KiwiSaver versus term deposits in retirement
– Big KiwiSaver fee savings, and getting risk right
– Best way to compare KiwiSaver fees
Q&As:
– What, exactly, are bonds? And are they safe?
– Are bonds no longer behaving as they should?
– Industry man defends gold
– Just 2 KiwiSaver providers won’t let you do this
– Last week’s correspondent “naïve” about tax on rental income
Q&As:
– Gold not the answer for this reader
– “Should I or shouldn’t I reduce risk?”
– Couple’s tax idea not fair
– A reverse mortgage in a retirement village?
– Can move KiwiSaver overseas with you
Q&As:
– Higher returns but no higher risk?
– When a KiwiSaver fund falters …
– … And what about cyberattacks on funds?
– Why I was negative last week
– Don’t close KiwiSaver account
Q&As:
– He quit KiwiSaver before the downturn, but what now?
– Conservative fund versus term deposits
– Finance company interest rates after Depositor Compensation starts
– Wisdom from her Scottish forebears
– An alternative to reverse mortgages….
– … and the 2 options compared
– WIN A BOOK!
The 3 most important things to do with your KiwiSaver:
1. Join. And keep contributing.
– What 2 years delay can cost you.
2. Use a higher-risk fund — usually.
– You will probably end up with much more.
3. Choose a low-fee fund.
– The wide range of fees, and the difference it makes.
A bit of bitcoin?
– Top performing KiwiSaver bitcoin fund
– Possible reason it’s done so well lately
– But many risks