Q&As:
– Is now a good time to trade up to a bigger house?
– How much will $1,000 grow in KiwiSaver over time?
– An update on the active v passive debate
– More KiwiSaver providers let over 65s withdraw from just one of their funds
Worrying numbers about over 65s’ finances, and what might be done about it
– Stats on over 65s’ income and home ownership show decreasing trends
– What to do about it
– A KiwiSaver push for beneficiaries?
Q&As:
– Which type of housing will grow fastest in value? Who knows?
– Should all family members be with the same KiwiSaver provider?
– How to sign up children to KiwiSaver, and how to contribute to it
– Reader suggests alternative investment for 6-year-old with inheritance
– When older people can still get a mortgage
Q&As:
– Aggressive KiwiSaver funds can work well …
– And here’s an even riskier one
– Can overseas daughter join KiwiSaver?
– What happens to KiwiSaver money when the member dies
Many ways to “eat your house” in retirement:
– Take in boarders or flatmates
– Sublet part of home — permanently or Airbnb (wttch tax and insurance)
– Subdivide — easier now
– Sell your house and buy smaller or in a cheaper place
– Sell your house and become a renter
– Reverse mortgages
Q&As:
– Returns versus fees — which should you use to judge funds?
– Are banks safe? …
– … And should we favour NZ-owned banks?
– KiwiSaver can work well in retirement
– No, don’t try to time the markets!
– What to do after KiwiSaver drop
Q&As:
– Bonus Bonds weren’t only about returns
– Gold is not the best spot for reader’s inheritance
– Are billionaires the new millionaires?
– Retirement savings idea not a winner
– Unfairness in treatment of overseas pensions?
Q&As:
– Should you lie on your NZ Super application?
– Why Super rules make sense
– Donor could start a scholarship, or a grant
– Give while you live — and get a tax credit
– Most are happy with reverse mortgages
– Idea for couple: move into the bach
– Muddling up energy companies
Q&As:
– Don’t act when share markets do …
– … and when you should take action
– Best strategy for investing a lump sum
– Market wobbling? Get out a novel
– Laddering a mortgage — with bells on
– House insurance may not fully cover rent during rebuilding
Q&As:
– Please don’t let your partner run your money without your input
– Comparing KiwiSaver and non-KiwiSaver funds
– Laddering term deposits a great way to invest low-risk money — and what are Term PIEs?
– How do NZ-owned banks compare with overseas-owned ones?
– How high inflation affects low-risk savings