Retirement

RNZ Radio 27 June 2024

What your KiwiSaver statement tells you
– What’s listed
– Your total at retirement, and weekly spending amount
– Too little? What to do
– What if you live past 90?

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NZ Herald 22 June 2024

Q&As:
– With assets behind you, have fun!
– Provider could do better — but so could investor
– 2 Q&As on gifts to grandchildren
– Which is safer — bank deposits or PIE funds?

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NZ Herald 1 June 2024

Q&As:
– Don’t give up on KiwiSaver
– Readers’ tips on keeping costs down
– Get teen support in hard times
– A doctor’s view on health insurance
– When health cover let reader down
– Summing up health insurance
– One couple’s retirement costs…
– … But it’s tougher for another couple
– More on retirement in Cambodia

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NZ Herald 25 May 2024

Q&As:
– Worried about losing your job?
– Retirement costs in New Zealand…
– … or you could move overseas
– Better uses of credit card rewards
– Alternative to health insurance?
– Public v private health care

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NZ Herald 18 May 2024

Q&As:
– Consider dropping life insurance when you are older…
– … But don’t drop health insurance!
– 2 readers manage fine in retirement without huge savings
– The big worry with reverse mortgages
– Readers’ kind letters

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NZ Herald 11 May 2024

Q&As:
– How much do you need for retirement? …
– … One reader is happy with not much
– Borrowing versus KiwiSaver hardship withdrawal
– Tax when bullion or crypto is inherited
– How capital gains tax could handle expenses
– Do I know enough to write this column?

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NZ Herald 13 April 2024

Q&As:
– A tip on teen spending
– Could growth of index funds ruin the share market?
– Do extra saving outside KiwiSaver
– Stay in high risk near retirement?
– Should capital gains be adjusted for inflation?

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NZ Herald 6 April 2024

Q&As:
– When investing becomes gambling
– Put withdrawal money in a cash fund
– Almost last over one year, but first over ten years
– Term deposits not so wonderful
– 2 readers disliked my response last week…
– … But 2 others loved it
– Why landlords “should be appreciated”

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NZ Herald 24 February 2024

Q&As:
– Drip feeding savings can really add up
– Sell the rental and earn more elsewhere
– Prepare for rental property disasters
– Couple has to pay the chauffeur!
– Envy or pride? Reactions to letters from the rich
– Lunch out on NZ Super
– Everyone should have enduring powers of attorney (EPAs)
– Would a maximum tax be good?
– Decimal currency ripped off kids!

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NZ Herald 17 February 2024

Q&As:
– How should terminal cancer patient handle her money?
– Tax ideas:
   – Tax-free amount for low earners?
   – Get rid of cash?
   – Use GST only?
   – Don’t forget brightline test
– Yes, you have plenty to retire on…
– … Superannuitant gets along fine on just NZ Super

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