Rental property

NZ Herald 20 February 2021

Q&As:
– Safe, accessible, and going backwards — invest beyond bank accounts
– KiwiSaver a good spot for grandfather’s gifts
– My “cavalier response” last week about p/e ratios angers reader
– Comments from a café in Thames
– Why long-term rental leases might not work…
– … And how they might be made to work

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NZ Herald 13 February 2021

Q&As:
– What can we learn from a commonly used share ratio?
– What I do instead
– Readers’ property value has zoomed, but shares are similar
– A tale of bad landlords
– A tale of good landlords

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RNZ Radio 11 February 2021

Is paying down your mortgage still the best strategy?
What to do with extra savings — beyond KiwiSaver minimums etc.
Also lump sums — inheritance, redundancy, win
– Mortgage used to be the winner — after include tax and fees. Now — with 2–3% loans?
– Other options: more into KiwiSaver, non-KiwiSaver funds, shares, rental property?
– The main issue: risk — needs to be high enough risk, long-term. Can you cope with volatility? Are you strong financially?
– Other issues: security (psychological and financial), simplicity, but diversification, learning about markets
– Penalties for paying fixed-term mortgage early
– Conclusion: perhaps do what you want!

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NZ Herald 6 February 2021

Q&As:
– Reader sees no reason shares shouldn’t keep rising…
– Another predicts a crash, and wonders about KiwiSaver defensive action
– Should we take note of shoeshine story?
– Where should millennial save for apartment?
– Reader’s tenants don’t want long-term leases
– Property managers defended
– Column inspires musician to write a song

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RNZ Radio 17 December 2020

You don’t HAVE to jump on house buying bandwagon!
– First homebuyers and investors in rental property
– Market has gone mad! Prices and sales
– Last time sales were high — then what happened?
– First home buyers: wait and keep saving, or buy and don’t worry
– Investors: No high return with low risk. Do worst case scenario

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NZ Herald 14 November 2020

Q&As:
– FIRE movement lets you retire many years earlier
– Keep up basic health insurance in retirement, despite cost
– Rental or shares could save woman from reliance on the state
– Sorry, but overseas relative can’t get KiwiSaver government contribution

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RNZ Radio 10 September 2020

What to do about low interest rates at banks (and the demise of Bonus Bonds)
– Not as bad as people think
– But still many unhappy
– Suitable alternatives — safe, low volatility — offset mortgages, cash funds, low-risk KiwiSaver funds
– Be braver? — if long-term money — middle-risk KiwiSaver funds. Probably not higher-risk funds or shares or rentals

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