Rental property

RNZ Radio 17 December 2020

You don’t HAVE to jump on house buying bandwagon!
– First homebuyers and investors in rental property
– Market has gone mad! Prices and sales
– Last time sales were high — then what happened?
– First home buyers: wait and keep saving, or buy and don’t worry
– Investors: No high return with low risk. Do worst case scenario

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NZ Herald 14 November 2020

Q&As:
– FIRE movement lets you retire many years earlier
– Keep up basic health insurance in retirement, despite cost
– Rental or shares could save woman from reliance on the state
– Sorry, but overseas relative can’t get KiwiSaver government contribution

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RNZ Radio 10 September 2020

What to do about low interest rates at banks (and the demise of Bonus Bonds)
– Not as bad as people think
– But still many unhappy
– Suitable alternatives — safe, low volatility — offset mortgages, cash funds, low-risk KiwiSaver funds
– Be braver? — if long-term money — middle-risk KiwiSaver funds. Probably not higher-risk funds or shares or rentals

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NZ Herald 27 June 2020

Q&As:
– Government KiwiSaver contributions to over 65s wouldn’t work, or be fair
– How reader with cancer could set up her savings
– Over how long should you drip-feed a lump sum into an investment?
– Is weekly drip-feeding better than monthly?
– I suggest reader takes rental property off the market …
– … but she’s sold it! Don’t put proceeds into another rental

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RNZ Radio 23 April 2020

Take advantage of mortgage rate drop
– Try to keep up old payments and reduce your term and total interest
– Or set up a rainy day fund
– A warning: Don’t expect rates to stay this low forever. How would you cope if rates rise?

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RNZ Radio 12 December 2019

What financial decisions would I do differently, with hindsight?
Based on an email challenge from a listener.
– Timing — in the share market and property market
– Gearing — borrowing to invest in a share fund
– A foreign exchange investment
– House buying
– Rental property?
– Higher paid work?
Also:
– My holiday message: Be terrific in traffic

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