Q&As:
– Insider tips from KiwiSaver provider about employee contributions
– Use KiwiSaver at 65 to pay off overdraft
Plus:
– Upside Downside: Risky behaviour: Taking on more volatility than you can cope with
– Risky behaviour: Letting your emotions rule your investment decisions
– Risky behaviour: Taking on more work or worry than expected
Q&As:
– Owner of rental shouldn’t give up and sell
– Buy Hamilton house now or later?
Plus:
– Upside Downside: Risky behaviour: Putting short-term money in volatile investments
– Also, Risky behaviour: Buying investments that are hard — or expensive — to get out of
Q&As:
– Be brave about daughter’s KiwiSaver
– Would this be fairer to withdrawing investors?
– A call for Contact Energy to be clearer
Plus:
– Upside, Downside: Risky behaviour: Failing to diversify within each type of asset
Q&As:
– Become a digital nomad — but keep the house
– What it’s like working with a financial mentor
– Sell the house and rent in retirement?
– Some banks reject parents’ loans to children for house buying
– A warning on lending to an elderly parent
Q&As:
– Widow needs help with coping with son’s selfishness
– Scam text from “IRD” looks genuine
– Reader annoyed at having to phone bank to get better rate
– A warning for people changing banks
– Parents invest kids’ inheritances in a rental …
– … But did they follow the law?
Q&As:
– KiwiSaver provider’s ad looks like cherry picking to me
– Retired couple should sell their rental property
– You can repay reverse mortgages any time
– Reader takes note of bank credit ratings when choosing term deposits
– A reader’s story: Surviving Covid jitters, and upping KiwiSaver and mortgage payments
Q&As:
– Rental property comparison with KiwiSaver not valid
– Working out your true income can help you curb spending
– How reader can keep getting some benefits after 65
– A pity more managed fund providers don’t distribute dividends to investors
– A reader’s story: Recovery from divorce, and 21st birthday presents
Q&As:
– Rental property not always the winner over managed funds
– The risk of borrowing to invest
Readers’ stories about how the column has helped them
– 9 lessons learnt
– Move to growth fund made big difference
– We don’t like shopping!
– “Spend more” message is not for everyone
Q&As:
– A reader’s disappointing run with managed funds
– When it can be bad news to own shares in company you work for …
– … or to buy the building that houses your business
– Confusing numbers on KiwiSaver fund performance
– A reader’s story: gaining confidence to buy shares
Q&As:
– One reader may be overdoing diversification…
– … While another may be underdoing it
– KiwiSaver fund reports 70% return
– Banks soon moving to 365-day money transfers
– Media should have warned of house price fall, says reader
– Rosie Robot misbehaves again