Q&As: Newly divorced woman should buy house — because she wants to!; 2 Q&As on the best time to switch funds, which is when it suits you; AMP’s “woeful” long-term KiwiSaver returns, and what investors should do; You can’t “pay ahead” to get KiwiSaver government contributions.
Q&As: How KiwiSaver works for someone on minimum wage; Reader using KiwiSaver money soon for first home shouldn’t be in growth fund; Suggestions for beneficiary who got inheritance …; … and a further question from him; Reader saddened by last week’s comment on beneficiary.
Q&As: When having a separate savings account is not the best approach; Houses still cheap in Whanganui; Mt Albert reader offended by house price Q&A; KiwiSaver government contribution smaller in your first year; Provider says their fund is great for retirees; KiwiSaver withdrawals after 65 not instant.
Q&As: Caravan couple’s plans for their savings seem too risky; How to find a cash fund — an accessible alternative to a term deposit; Why international investing is not as complicated or risky as reader thinks; Minimum KiwiSaver contributions for non-earners hoping to get first home grant. Plus: How would you improve KiwiSaver?; 2 reminders about KiwiSaver.
Q&As: Stick with mostly global shares, despite NZ’s recent great performance; Time to top up for KiwiSaver government contribution — and how to work out your contributions; Money gift from father won’t affect using KiwiSaver to buy first home; KiwiSaver investment choices much wider than reader thinks.
Q&As: Should would-be first home buyers stay out of the market?; Grab the chance to save for first home; Reader’s KiwiSaver fees way higher than some providers’ fees; No need to move gradually from one share fund to another.
Q&As: House price fall not bad news for everyone; No thanks, Pete, I’ll skip your offer; Long-term landlord could lose nearly a third of value under CGT; Why the fuss, property investors?; Landlord happy to accept CGT; I misread last week’s letter, but the point is unchanged
Q&As: Should first home buyer put KiwiSaver money into the purchase?; Should pay rise go into mortgage or KiwiSaver?; Is health insurance necessary?; Reader misunderstands role of NZX; NZ Super rises faster than costs, despite reader’s numbers.
Q&As: KiwiSaver balanced fund investor should relax; Wait until 65 not as bad as it seems; Real estate fees should be lower — shop around; Mum gets more NZ Super, and I sign off for the year.
Q&As: It’s great to be a cash buyer; Should couple in 70s panic about their KiwiSaver?; Reader plans way to get more from the government; Retired couple should consider retirement villages.