Q&As: Retiree stuck with a property investment that’s gone wrong should sell her house and the rental; 71-year-old wants to be in KiwiSaver, while younger New Zealander stays out for the sake of the country; Fees are not the only consideration when choosing a KiwiSaver fund.
Q&As: Some rays of hope for landlord who has lived through a nightmare of things going wrong; Three landlords are angry with me and/or the government for various reasons.
Q&As: Why it wouldn’t work to make tax changes for rental property apply only to people who buy property after a certain date; Landlord retaliation probably won’t last long; Holding people accountable for giving bad KiwiSaver advice — and lining up a partner to also get the first home subsidy; How might people with private pensions be compensated for rise in GST?
Q&As: It’s not wise to let yourself be forced into being a landlord; Which New Zealand providers offer passive or index funds?; What are the minimum investments in passive funds?; Details on how the new resolution schemes for disputes with advisers will work.
Q&As: Tax agent and Inland Revenue differ on treatment of investors selling rental properties; Two big issues lead to bad financial advice results; Is this column dominated by KiwiSaver?; Generally, don’t put lump sums into KiwiSaver.
Q&As: Are house prices less likely to fall in posher suburbs?; Financial advisers paid by commissions can’t do as well as someone who is independent; Two Q&As on why recently issued preference shares are not good investments.
Q&As: A reader challenges my advice last week about postponing a first home purchase for three years; How to get around the income cap on the KiwiSaver first home subsidy; How to get around the three-year requirement for KiwiSaver first home assistance; Another reader challenges me — on my advice on whether to sell a Mangere Bridge house or a Whangamata house; The merits of coin tossing; Maybe Lotto will make reader’s decision easier.
Q&As: Couple wondering whether to buy a home now or in three years could gain thousands from joining KiwiSaver; You can’t get in early on the KiwiSaver first home withdrawal and subsidy.
Secrets of real estate agents. Sorry — this is my third column in a row about real estate commissions. It’s just that readers keep responding. Lately it’s been agents or former agents, letting us in on their secrets.
Readers love or loathe real estate fee idea. The subject of real estate commissions brings out strong emotions — as reader response to my last column shows.