Psychology of money

RNZ Radio 26 July 2018

Scams — warning signs and false friends: Who are the main victims (you might be surprised); What should make you wary?; When you shouldn’t take comfort; Rule Number 1 in the fight against scams.

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RNZ Radio 31 May 2018

Men, women, spending and investing: Letter from a listener; People who spend too little; Gender differences in money management; Gender differences in investing; Why the differences might be there.

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RNZ Radio 22 March 2018

Is home ownership the only way to go?: Decision to rent for life — or at least in the meantime; Weighing up the finances; Need to save big retirement sum; Short-term pluses of renting; Short-term minuses of renting; Longer-term issues; Psychological issues.

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RNZ Radio 8 March 2018

Has rental property had its run?: The market is slowing; Government changes — mortgages, tax on gains etc; Pros and cons of investing in a rental; Why rentals are riskier than they seem; Comparing rental and share returns; The landlord personality.

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RNZ Radio 14 December 2017

Does Christmas have to be like this?: First — an early thought about a new year’s resolution; Survey findings on Christmas spending; Survey findings on Christmas financial stress; Things to think about this Christmas; Other ways to do it.

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RNZ Radio 30 November 2017

How to best deal with a student loan: Possible psychological effects of having a loan; The best strategy financially; What happens if you go overseas?; Does having a student loan make it harder to get a mortgage?; Is the student loan system a good idea?

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RNZ Radio 15 June 2017

Investment risks — Part 4: Ups and downs in investments, emotions and fees. In the last of a four-part series, Mary talks about the risks described in the newly updated “Upside, Downside — a guide to risk for savers and investors”. (Download it here). In this session: Being overconfident about your ability to trade investments or time markets; Taking on more volatility than you can cope with; Letting your emotions rule your investment decisions; Taking on more work or worry than expected; Counting on dividend income; Paying too much in fees and other expenses; Being tax-driven.

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RNZ Radio 30 March 2017

Gender and Investing: How gender affects goal setting; Are men or women more likely to take risks?; Are women or men more likely to trade frequently?; Which gender is scammed more?; As a result…; Messages for each gender.

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