NZ Herald 20 October 2018
Q&As: Woman starting again after separation could get KiwiSaver help; Reverse mortgage not a good idea for retiree with rental and cash; How to decide your KiwiSaver risk level.
Q&As: Woman starting again after separation could get KiwiSaver help; Reverse mortgage not a good idea for retiree with rental and cash; How to decide your KiwiSaver risk level.
Ways to curb your spending: Why we do unnecessary spending?; Estimate your spending — roughly; Attack habits; Watch out for slogans; The Christmas trap; Get support — FinCap; Tell lenders to go away — Debt Blocker.
How to get women more interested in investing: Research shows men are more knowledgeable and confident; Women are in more conservative investments; Why? — some thoughts from a recent discussion; Suggestions on how to close the gap.
Scams — warning signs and false friends: Who are the main victims (you might be surprised); What should make you wary?; When you shouldn’t take comfort; Rule Number 1 in the fight against scams.
Men, women, spending and investing: Letter from a listener; People who spend too little; Gender differences in money management; Gender differences in investing; Why the differences might be there.
Q&As: Do landlords push up prices at property auctions?; Who should pay tax on property gains — and a call for a capital gains tax; Sydney house price rise not so amazing.
Is home ownership the only way to go?: Decision to rent for life — or at least in the meantime; Weighing up the finances; Need to save big retirement sum; Short-term pluses of renting; Short-term minuses of renting; Longer-term issues; Psychological issues.
Has rental property had its run?: The market is slowing; Government changes — mortgages, tax on gains etc; Pros and cons of investing in a rental; Why rentals are riskier than they seem; Comparing rental and share returns; The landlord personality.
Does Christmas have to be like this?: First — an early thought about a new year’s resolution; Survey findings on Christmas spending; Survey findings on Christmas financial stress; Things to think about this Christmas; Other ways to do it.
How to best deal with a student loan: Possible psychological effects of having a loan; The best strategy financially; What happens if you go overseas?; Does having a student loan make it harder to get a mortgage?; Is the student loan system a good idea?