Q&As:
– Please don’t let your partner run your money without your input
– Comparing KiwiSaver and non-KiwiSaver funds
– Laddering term deposits a great way to invest low-risk money — and what are Term PIEs?
– How do NZ-owned banks compare with overseas-owned ones?
– How high inflation affects low-risk savings
Q&As:
– Where to keep money for jewellery while awaiting Italian trip …
– … And where to keep it while awaiting a house purchase
– Give money to grandkids rather than their parents
– Invest a lump sum now, or wait?
– A few more “money rules”, and a source revealed
– Good Samaritan helps out last week’s struggling tourism operator
Did you pass the test?
– What happens when share market wobbles
– Younger investors more prone to making bad moves
– Don’t try to time markets, research shows
– House prices wobble too — and returns not always as good
– Conclusion — if you move, stay moved!
I’m worried. While it’s great to see many new people getting into investing in shares, and others taking more interest in their KiwiSaver accounts as their balances grow, they could be riding for a fall.
Q&As:
– With mortgage gone, should couple take on a rental property?
– Reader’s plan to get tax deduction might work — but might not
– NZ Super “beneficiaries” not penalised by earning high incomes
– Working for Families could help in last week’s example
– Reader wants her cat charity on the list
Plus:
– Happy holidays!
Money and couples — Part 2: Survey results, and how to do it well
NZ survey:
– Young are worse
– All income groups
– Causes of money problems
Research on successful relationships:
– Debt
– Equal access
– Talking to one another
– Large purchases
Money and couples — Part 1: Economic Harm
– What it is and why it’s called that
– Who is affected (maybe half of NZ women)
– Examples
– What’s happening to reduce economic harm
– Where to get help: Good Shepherd NZ website
Q&As:
– Reader’s KiwiSaver fees are highway robbery!
– Are banks better KiwiSaver providers?
– Beneficiary must declare big inheritance
– Got a mortgage and investments? You are effectively gearing
Plus:
– New KiwiSaver default funds are a great new option for many
Q&As:
– Couple should be able to have both a house and another baby — if they watch their spending
– House price data allows for huge price jumps from developer purchases
– Should couple pay more for house to be in best school zone?
– Son defends private schooling from Mum’s comments about drawbacks
– How KiwiSaver cash fund might work for person over 65
– Encouragement for woman in 50s who wants to quit her job
Gender differences in handling money and investing
ASB info from customer transactions:
– Spending
– Money management
– Saving
– Retirement savings
– Knowledge
Other research:
– Risk
– Trading
– Scams
Messages for each gender