Q&As: When does tax on capital gains apply to share investors?; When can share investors deduct newspapers and investment reports?; Are shops allowed to charge more if you use a Visa card?; The role of luck in house price rises.
Q&As: 2 on renting v home ownership — including the psychology of the choice; The professor who set last week’s question gives me a grade, and notes that house prices have fallen lots elsewhere.
The inherent differences between property and share investments. There’s a fundamental difference between investing in shares and property, a reader says in an email. “With a stock there is always the risk of bankruptcy of the entity you invest in, and the investment you make becoming worthless,” he writes.
Q&As: Different banks’ policies on early repayment of fixed mortgages; The man in last week’s Q&A could stick with properties.
Q&As: Man in mid 50s can afford to drop out — but what about emotionally?; Is reader silly to stick with renting?
Q&As: Man with many rental properties does it the right way; Why do economists bother to make foreign exchange forecasts that are often wrong?
Emotions and investing: The way we feel affects our investing in ways we are not aware of. Also in this issue: Great Debate — Term deposits v corporate bonds.
Lessons from past mislead: Investing in what did well last year, or selling what did badly, usually does more harm than good. Also in this issue: Great Debate — Low v high insurance excesses.
Free lunch a rewarding spread: It’s wise to spread your investment money around. Also in this issue: Great Debate — Shares v share funds.