NZ Herald 3 June 2017
Q&As: Is mortgage interest as ‘dead’ as rent?; $1 million needed in retirement, says reader…; …But here’s how you can do well with half that.
Q&As: Is mortgage interest as ‘dead’ as rent?; $1 million needed in retirement, says reader…; …But here’s how you can do well with half that.
Q&As: Million-dollar savings goals do more harm than good; Retirement expectations rise and so should saving; Don’t like one housing forecast? Here are some more; Several NZ passive fund providers.
Q&As: Index fund comparison inaccurate — and look how shares have grown!; Broke couple could share their house…; …or live on a boat; Beneficiaries entitled too; Paying for your rest home? Lucky you; Services for Seniors booklet tells all.
Q&As: University probably the best route to a new start for woman; Credit cards not linked to mortgages; Clearing up info on Residential Care Subsidy and gifting; Do small gifts count when apply for that subsidy?
Q&As: A good reason to have a high credit card limit; One reader fires his bank…; …While another is fiercely loyal; Why I prefer managed funds over shares for most; Rules about income for recipients of rest home subsidy.
Q&As: Trusts may no longer enable well off elderly to get subsidy; Possible trap for parents giving money to adult children; What KiwiSaver rules would change when under National plan; Partial KiwiSaver tax credit in year you turn 65 — or 18; Good reasons for using a credit card.
KiwiSaver — heading into retirement and after you retire: What happens at retirement; 60–64 and not in KiwiSaver? Join!; What type of KiwiSaver fund?; Is a listener’s plan good?
Q&As: In retirement planning, first work out how long you’re likely to live; Did angry reader actually read my last column?; Another columnist and I battle it out over active v passive funds; Sometimes leasehold property works out well.
Eating your house: Ways to make use of the value of your house in retirement — Comfort for struggling younger savers?; Sell and buy smaller, but…; Various ways to share your home with others; Getting a break on rates; Reverse mortgages a.k.a. home equity release — a good idea?; FOLLOW-UP from last week to listener’s question on how to buy shares.
Q&As: Should couple sell Auckland rental now or keep it until retirement?; How to contribute something other than 3,4 or 8% to KiwiSaver; What happens when a KiwiSaver turns 65; ‘Good news’ letter a reminder to the young; Auckland too pricey? Try Dunedin; Update on KiwiSaver HomeStart grants.