Q&As: A year-old letter shows the danger in trying to predict what the Kiwi dollar will do; “Plodders” wonder how to match the investments of their landlord friends; Traders in shares beyond Australasia no longer pay the old tax on capital gains; How about taxing rental property the same way as international shares?
Q&As: Have you got what it takes to borrow to invest in a share fund?; How frequent traders in international shares will be taxed under the new rules; How Inland Revenue might catch property traders.
Q&As: Should we blame the banks for soaring house prices?; 2 Q&As on the new fair dividend rate tax on non-Australasian shares — the threshold, and trying to get around the rules; 2 Q&As on home equity release — lifetime interest rates and break fees if you change your mind.
Q&As: Landlords, beware! Changes being considered in rental property taxation; Reader feels unfairly punished by Reserve Bank’s interest rate hike; The word “secured” in a debenture ad is hardly a warning sign. The company is just following the law.
Q&As: Many elderly, and others, could benefit from rates postponement schemes; Why floating interest rates might be better — for home equity release schemes and ordinary mortgages; A not-so-dumb question about the $50,000 exemption for international tax changes, and a new source of info on the changes.
Q&As: Woman in mid 50s, who is renting, explores options for buying a home; 2 Q&As about the $50,000 threshold in the new regime on taxation of international shares. Also: Seeking your questions about KiwiSaver.
Q&As: Options for a newly retired couple with $200,000 and no home include part-time work, buying a home with a flat attached, an interest-only mortgage and equity release; Two Q&As on which investments are affected by the new tax law on international shares, and how it will work for investors.
Q&As: Is it a good idea to go back to 100 per cent mortgage on rental and invest the money in a term deposit?; A reader supports gradually building up a share portfolio; Another charity offers Christmas gifts for the needy on behalf of your friends and relatives; Reader wants more info on charities before making gifts; A Sydney minister’s quick-witted response; Prices then and now — and how houses fit into the picture; Cathedral carvings show inflation is nothing new; A reader’s pie and doughnut confession.
Mortgage moves: How you can make the big loans work better for you. Also in this issue: From the mailbox — Is it a good idea to increase your mortgage and invest the money elsewhere?
Q&As: Lessons from the Bible: Is borrowing bad?; Is luck or attitude the secret to wealth?; Sharebrokers shouldn’t always be expected to give ongoing advice.