NZ Herald 28 June 2008
Q&As: Why older people get a better deal from KiwiSaver, but younger people should nevertheless still join; Do interest-only mortgages qualify for mortgage diversion?
The Investor 18 March 2008
Choices for those hit by mortgage rate rises. The offers are already being made to people facing big mortgage interest rises. “If your lender won’t renegotiate, we’ve got deals that will lower your payments,” they say. Are these deals any good?
The Investor 19 February 2008
Mortgage diversion well worth it for many. The term “mortgage diversion” will be on more and more lips as KiwiSaver approaches its first anniversary in July. It’s not too early to think about whether this feature of the scheme — available after 12 months membership — would work well if you are already in KiwiSaver, or could attract you into the scheme.
NZ Herald 6 October 2007
Highlights from Holm Truths. Over the next few weeks, this column will run highlights from Mary Holm’s quarterly newsletter Holm Truths. Mary’s regular Q&A column will resume on October 27. MORTGAGE MOVES: You’ve probably got the message by now: It’s a great idea to pay off your mortgage as fast as possible. Paying off a 9 per cent mortgage, for example, is equivalent to making an investment that pays you a guaranteed return of 9 per cent after fees and taxes. And it’s risk-free. But not everyone is in a position to pay extra off their mortgage. There are other ways you can make the big loans work better for you. Here are some FAQs…
NZ Herald 30 June 2007
Q&As: Three Q&As about KiwiSaver: Reimbursement of employer contributions; is daughter overseas eligible?; When is mortgage diversion helpful?; Where can you get the information that was in the three Herald supplements about KiwiSaver? …And: Rental property running costs mount up over the years.
The Investor 17 April 2007
Obsessed with property? Not us. New Zealanders are not as property mad — or as mortgage mad — as we’ve been led to believe, recent research shows.
NZ Herald 7 April 2007
Q&As: A year-old letter shows the danger in trying to predict what the Kiwi dollar will do; “Plodders” wonder how to match the investments of their landlord friends; Traders in shares beyond Australasia no longer pay the old tax on capital gains; How about taxing rental property the same way as international shares?
NZ Herald 31 March 2007
Q&As: Have you got what it takes to borrow to invest in a share fund?; How frequent traders in international shares will be taxed under the new rules; How Inland Revenue might catch property traders.
NZ Herald 24 March 2007
Q&As: Should we blame the banks for soaring house prices?; 2 Q&As on the new fair dividend rate tax on non-Australasian shares — the threshold, and trying to get around the rules; 2 Q&As on home equity release — lifetime interest rates and break fees if you change your mind.
NZ Herald 17 March 2007
Q&As: Landlords, beware! Changes being considered in rental property taxation; Reader feels unfairly punished by Reserve Bank’s interest rate hike; The word “secured” in a debenture ad is hardly a warning sign. The company is just following the law.