Q&As:
– Low-fee KiwiSaver funds a better bet
– 3 teachers comment on comparison with dairy farmer
– How KiwiSaver is taxed — and whether CGT would change that
– Overly worried about CGT
– Don’t sell home, a reader advises
– More rights for tenants
How can men (and some women!) invest better?
– What men do well with their investments
– Where there are problems
– Research on trading frequency
– What to do with a lump sum
Q&As:
– Retired farmer won’t have a bar of CGT
– Sell rental and get rid of stress
– Any time is good for move to growth fund
– Family self insurance not so great an idea
– Workers shouldn’t help patient with will
– Details on government KiwiSaver contribution
Q&As:
– Move money in steps
– British dodge capital gains tax (CGT)
– Phasing in of CGT
– New tax would bring complications
– Fairness of NZ Super, and CGT on shares
– Teen hit by inheritance tax
– What happens if inheritance is declined
Q&As:
– Let’s tax capital gains!
– 2 Q&As on what to do with shares from work schemes
– Big dividends are not the point
– Reader disgusted with using student loan to buy home
– Man should still have a will
– Shop around for estate quotes
Stay put in higher-risk KiwiSaver fund
– Markets WILL drop again some time. Your balance may halve.
– Last big drop — the Covid crash — many reduced risk.
– How much worse off are they now and in retirement?
– Only two good reasons to reduce fund risk.
Q&As:
– Okay to use a student loan to buy a house — financially and ethically?
– Investing for dividends has drawbacks
– Where are longer-term KiwiSaver returns?
– Government KiwiSaver boosts dwindle
– Write a will! What are the costs?
Q&As:
– Laddering a mortgage can work well
– All Lotto profits go to grants
– Lotto expenses explained
– Good to invest for the dividends?
– Saving for grandkids within your own KiwiSaver
Q&As:
– Long-term view needed on shares
– One more argument for KiwiSaver for teens…
– … Why a grandparent prefers to give a gift at 21
– Lotto boss gives his perspective
– What happens to student loan when you die
– How long bank takes when a customer dies
Q&As:
– Every couple should read this!
– KiwiSaver when you die
– Slope of KiwiSaver returns
– Which is better for the grandkids?
– The landlord perspective