Q&As:
– Owner of rental shouldn’t give up and sell
– Buy Hamilton house now or later?
Plus:
– Upside Downside: Risky behaviour: Putting short-term money in volatile investments
– Also, Risky behaviour: Buying investments that are hard — or expensive — to get out of
Q&As:
– Be brave about daughter’s KiwiSaver
– Would this be fairer to withdrawing investors?
– A call for Contact Energy to be clearer
Plus:
– Upside, Downside: Risky behaviour: Failing to diversify within each type of asset
Q&As:
– One person’s waste of money is another person’s treasure
– Pick your period and you can make any point you want about shares
Plus:
– Upside, Downside: The one high-return, low-risk investment
Q&As:
– Cutting back on spending won’t do the harm reader expects
– Not a good reason to avoid index funds
– So the market looks worrying? Stay put!
– 2 views on giving to grandchildren
– KiwiSaver withdrawal process angers reader
Struggling to pay rates? Try a rebate or postponement:
(First: A comment on National’s proposed KiwiSaver changes)
– People facing big rate rises
– Different councils’ offerings
– Rebates for people on low incomes
– Postponement in some cases for everyone
– How it works
– How to get help with this
Q&As:
– Skip the bought coffee and lunch, and retire with heaps more
– Stick with funds despite high term deposits rates
– Three Q&As on grandchildren and inheritances
Plus:
– Sorted Money Month
Q&As:
– Family fights over grandkids’ legacies
– Help for people struggling with debt
– KiwiSaver or mortgage or both?
– KiwiSaver provider gives wrong info
– Small businesses often charged more for card transactions…
– … and Sharesies making changes on this
Which investment? And why cash funds might be best
– Email asks: 4.5% in bank or use KiwiSaver?
– Where to put short-term, medium-term and long-term money
– What are cash funds?
– How they compare with bank term deposits
– How to find a cash fund
Q&As:
– The 27 cents that infuriated a reader
– KiwiSaver government contribution as reader approaches 65
– Managed fund investor must hang in there
– Just buy a home for your child….
– … Or buy part of a home
– Reader didn’t make it to second half of sentence
Q&As:
– Help for low-income people in rundown house…
– … And for woman with inheritance
– … And for reader with lousy luck
– Lend rather than give money to offspring to buy a home
– Letters about banking headed for Commerce Commission