Q&As: Does charity begin in the home country? Salvation Army programme looks good; List of overseas charities with Christmas gift offerings; National’s KiwiSaver changes could discourage single Mum trying to get ahead — but there’s hope they will be altered; The whole KiwiSaver mortgage diversion issue will be much easier for many under National’s changes. Plus: Readers on KiwiSaver.
2 Q&As on National’s proposed changes to KiwiSaver. Meaningful Christmas presents. Readers’ views on KiwiSaver.
To hedge or not to hedge? There are two key questions around investing overseas: Should you do it? And if you do, should you hedge your investment, so it’s not affected by movements in the New Zealand dollar. The first answer is “Yes”. The second is trickier.
Q&As: PIES have many more pros than cons, with tax breaks and, in some cases, a government guarantee; Single parent with three rentals might want to sell one — but not for the reason she suggests. Plus: readers’ views on KiwiSaver.
Q&As: There’s plenty of hope for worried KiwiSaver in 30s — on the home ownership front and elsewhere; National’s plans for KiwiSaver make mortgage diversion much less attractive for many. Plus: Readers’ comments on KiwiSaver.
Q&As: Does KiwiSaver allow for earlier withdrawal for someone with Down syndrome?; Would having savings in KiwiSaver affect entitlement to benefits?; Does it make sense to look at productive and non-productive KiwiSavers?; Some property investors stand to gain from the current climate. Plus: Readers’ comments on KiwiSaver.
Q&As: Everything you need to know about the government’s new deposit guarantee scheme; Under the new scheme, should we move our money from banks to covered finance companies?; Will KiwiSaver still be good for self-employed 62-year-old if National wins the election? Plus:Readers’ views on KiwiSaver.
The facts on KiwiSaver plans. PLUS book giveaway winners. Forget the rhetoric; let’s look at the facts. The National Party’s plans for KiwiSaver would leave some better off, some worse off, some weighing up pros and cons — and more people in the scheme.
Q&As: How flexible are KiwiSaver providers about moving money between their funds?; Why are KiwiSaver tax credits so slow to come through? Plus: Reader views on KiwiSaver.
Q&As: A happy share investor, and how you might get out of shares if you need to in the current market; How does KiwiSaver mortgage diversion work for someone with a “2 + 2” contribution arrangement? Plus: Winners of the Herald book giveaway.