Q&As: Bank securities not quite what a reader was hoping for; The closing of a KiwiSaver scheme hasn’t gone as smoothly as hoped, but it’s no big deal; First home buyers should invest conservatively in KiwiSaver — plus: a painless time to join KiwiSaver.
Q&As: The “I can’t afford it” excuse for not joining KiwiSaver just went out the window — plus other points about kids and KiwiSaver; Are managed share funds a crock?; Here’s hoping a recent correspondent is not a regular reader of this column!; A book, online tool and language trick for overspenders and their partners; You must be under 65 to join KiwiSaver, but can take part in the scheme after that age.
Grab your big chance to painlessly boost your wealth. In the next few weeks, every New Zealand wage or salary earner will get a chance to considerably increase their wealth — painlessly.
Q&As: Looking after the pennies is more rewarding than we realised; Three Q&As on readers’ suggestions on how a couple can better manage their money — including ideas on mortgages and software; Is it worthwhile trying to time a home purchase to make the most of market movements? — plus KiwiSaver first home assistance details.
Q&As: How can a woman persuade her partner to stop spending more than the couple earns?; Retiree’s share buying hobby turns ugly — but he hasn’t given it a chance; Why splitting this column into KiwiSaver and non-KiwiSaver columns is not a good idea; It won’t always be quite this good for KiwiSaver enthusiast.
Q&As: Reader who has previously owned a home but may still be able to receive KiwiSaver first home assistance; Couple in similar situation may also get the assistance, even if they have too much in savings; More options for investing in emerging markets; Last week’s reader is making progress in getting KiwiSaver contributions that her employer didn’t send to Inland Revenue.
Turbulent times lead to confusing KiwiSaver returns. Confused KiwiSavers are asking some probing questions about the returns on their accounts, and I can’t blame them.
Q&As: What happens when your employer doesn’t forward your KiwiSaver deductions to Inland Revenue; Do I still recommend share investments after the Feltex case?; I shouldn’t have said “nobody foresaw the downturn” in the last column; Queensland might be good to retire to, but is it a good place to invest?; A brickbat about BRIC funds.
Q&As: Does it make sense to try to pick where Baby Boomers will retire and buy property there?; How KiwiSaver works if you move from employment to self-employment; Should couple use lump sum to repay a commercial mortgage or for other investment — and how KiwiSaver affects this?; Some alternatives for investing in emerging markets.
Q&As: KiwiSaver works well for beneficiaries — and there may be a bonus for those who are unwell; Am I a financial adviser? And why it matters to you.